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By: Will Railton

I'm deputy money editor at City A.M. I focus on personal finance and investing. I'm particularly interested in macroeconomics, pensions and politics. Contact me at william.railton@cityam.com.

All 250 Articles
  • Learning the hard way: As the interest on student loans rises further, should parents help their children cut the cost of going to university?

    August 24, 2016

    As school leavers jumped for joy at their A-Level results last week, parents may have had cause to grimace. Despite the government’s emphasis on apprenticeships, a university degree remains a passport to higher paid employment. Nevertheless, the costs of higher education have spiralled in recent years, and students are having to take on much larger student [...]

  • Silver’s performance has been stellar this year, but will loose monetary policy and industrial demand allow it to maintain its surge?

    August 23, 2016

    As Team GB celebrates second place on the Rio medals table, silver has seldom looked so good. It would appear that investors agree. Since the start of the year, the price of gold has risen over 25 per cent, but silver has outpaced it, rising by more than 30 per cent. It’s now at $18.89 [...]

  • The psychology of gaming: Woobi founder Chaya Soggot reveals the secrets to in-game mobile advertising

    August 22, 2016

    The penetration of mobile gaming shows no sign of letting up. In 2014, 46 per cent of mobile phone users in the US were gaming on their devices, according to Statista. Last year, that figure surpassed the 50 per cent mark, and is expected to hit 63.7 per cent by 2020. But mobile game publishers have [...]

  • Great expectations: Are ambitious goals a recipe for success or demotivation?

    August 17, 2016

    Tesla chief executive Elon Musk outlined last month an update to the “master plan” he published a decade ago. He was vague on detail, but the car manufacturer is to develop electric cars, trucks, buses, and an app through which customers will be able to lease their vehicle. Next to his other venture, Space X, [...]

  • Barter for a living: Astus co-founder Frances Dickens talks media barter, tackling China and risk aversion

    August 15, 2016

    "I can't think of anything more stupid than setting up my own media barter company,” says Frances Dickens candidly. “But it has worked.” Since 2003, the Astus co-founder and her partner Paul Jackson have grown Astus into the largest barter company in the UK, Ireland and Australia, and with it, the size of the market [...]

  • Rio 2016: As non-sponsoring brands get more scope to cash in on Olympic fever, official partners may be getting a bum deal

    August 8, 2016

    Rio 2016 may have be tainted by doping scandals, the threat of the Zika virus, and worries of violence, but if you’ve got the money, sponsoring the Olympics seems like a no-brainer. Around 3.6bn people saw at least one minute of London 2012, and Rio’s audience is expected to be even bigger still, providing the 11 [...]

  • Seven ways that pressure can help you at work: You just need to harness it

    August 3, 2016

    Pressure is a constant in our lives. The pressure to hit a deadline, deliver a speech, secure a promotion – they are all challenges we need to meet. Like a footballer taking a penalty or a golfer making a putt, how we respond to pressure defines us at work, and is often what takes us beyond [...]

  • Dentsu Aegis UK boss explains why the diversity debate is not over, the movement is just beginning

    August 2, 2016

    In a digital economy where innovation drives growth, the biggest driver of innovation is diversity. When you bring people from different backgrounds, experiences and skills together, who look, think and act like your consumers, you’ll always find the best solutions, design the most relevant products and deliver truly personal service. In an interview last week [...]

  • Branding and buyouts: Brand Union’s Toby Southgate on corporate takeovers, Tesco’s farms and Tesla’s higher purpose

    August 1, 2016

    Perceptions of brands change over time,” says Toby Southgate, worldwide chief executive of Brand Union. “And building them takes a long time. It’s not about the final push over the line.”  A consultative arm of WPP, Brand Union specialises in brand strategy, and has shaped the identity of some of the world’s biggest names, including Vodafone, Absolut [...]

  • Mobile momentum: Why advertising on handheld devices will allow Google and Facebook to sustain their remarkable growth

    August 1, 2016

    If there was any lingering doubt about the potential of mobile advertising, it was put paid to last week. Advertising’s two behemoths, Google and Facebook, beat analysts’ expectations for growth in the second quarter, thanks largely to the rise of mobile advertising. In its statement, Google’s parent company Alphabet said that not only were companies continuing [...]

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