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By: Steve Webb

Steve Webb is director of policy at Royal London

  • Debate: Should the tapered annual allowance for tax on pensions be abolished?

    Should the tapered annual allowance for tax on pensions be abolished? Yes – Steve Webb is director of policy at Royal London. To understand why this issues matters, just look at doctors. Most senior doctors are well-paid and are in a good pension scheme. But when doctors who work harder can end up out-of-pocket, something [...]

  • Debate: Should personal auto-enrolment pension contributions rise above the current level of five per cent?

    Should personal auto-enrolment pension contributions rise above the current level of five per cent? Yes – Samantha Seaton is chief executive of Moneyhub. The introduction of auto-enrolment has been hugely positive, and it has offered a great opportunity for people to better engage with their finances. The hard truth, however, is that even saving the minimum [...]

  • Debate: Given concerns that pension transfers are too generous, should people be allowed to cash out of defined benefit schemes?

    Given concerns that pension transfers are too generous, should people be allowed to cash out of defined benefit schemes? Yes – Steve Webb is director of policy at Royal London For most people who have built up valuable pension rights in a salary-related pension scheme, leaving their rights in the scheme will be the best [...]

  • Would the chancellor just damage the incentive to save if he tinkers with pension tax relief at the Autumn Statement?

    October 12, 2016

    Steve Webb, director of policy at Royal London and former pensions minister, says Yes. Some things in life are about more than the short term, and pensions planning is surely one of those things. But how can individuals, employers and the pensions industry plan for the future when the rules are changed on an almost annual [...]

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