The Green Recovery February 8, 2021 In 2020 we have all seen the way we live our lives on a day to day basis fundamentally altered. These events have given us the opportunity to reflect on what “normal life” does and should mean. This has resulted in increased focus on our impact on the environment and climate change with calls on [...]
How the experts would invest £1,000 in an ISA right now February 8, 2021 Stocks and shares ISAs are a tax-efficient way to potentially grow your money by investing, so they should be an essential part of your overall wealth planning. But, with such a wide array of investment choice, the hardest part is deciding what to put in them. To give you some food for thought, we asked [...]
How the pros use ISAs to cut clients’ tax bills February 8, 2021 ISAs are more than just places to park some extra cash to grow tax-free. Used with a bit of sophistication, they can cut your tax bill by thousands of pounds. Professional financial advisers use ISAs for modestly wealthy clients up to those with multi-million pound portfolios. Why? Because they work. Here’s how to get the [...]
How to use ISAs to simplify your life February 8, 2021 ISAs are an incredibly useful savings and investment tool which should form the bedrock of your financial planning strategy. They can even help you simplify and streamline your personal finances for an easier life. Here’s how. Spend less time on your tax return If you complete a self-assessment tax return, any interest, capital growth or [...]
Should you invest in P2P lending through your ISA? February 8, 2021 Cash and stocks and shares aren’t the only choices when it comes to using your ISA allowance. You can also back British business and individuals through peer-to-peer lending using an Innovative Finance ISA (IFISA). An IFISA lets investors earn interest from peer-to-peer loans tax-free. You can use part of your £20,000 ISA allowance but can [...]
15 socially responsible investing ideas for your ISA February 8, 2021 Sustainable investment funds have exploded in popularity in the last few years, now holding more than $1 trillion of investors’ cash as the ‘Blue Planet effect’ made people rethink the impact of their choices on the planet. These funds have also proven themselves against their rivals – over the last 15 years, ethical funds have [...]
Vaccines, central banks and a value revival: What’s driving investment decisions in 2021? February 8, 2021 In 2020, there was only one story in town: the coronavirus crisis, and newsflow about the pandemic was the biggest driver of stock markets. With macroeconomic news affecting investments more than ever before, what are the key issues that will shape the experts’ investment decisions this year, and what could it mean for your investment [...]
What are VCTs and EIS? A quick guide February 8, 2021 For investors willing to take a chance on smaller and less well-established companies, venture capital trusts (VCTs) and enterprise investment schemes (EIS) offer the opportunity to support up-and-coming businesses. EIS and VCTs can complement other long-term investments like ISAs and pensions, and can be used as an overspill for extra cash once those annual allowances [...]
En+ sales fall as pandemic prompts drop in aluminium demand February 8, 2021 The global leaders in aluminum production saw sales of the metal fall 7.1 per cent in the fourth quarter, signaling a 6 per cent yearly drop. En+ Group says the coronavirus pandemic and the collapse of the global economy played a significant role in the fall in demand. Vladimir Kiriukhin, CEO of En+ Group, said: [...]
Senior politicians urge HSBC to unfreeze accounts of Hong Kong activist Ted Hui February 8, 2021 HSBC has drawn criticism from a group of senior politicians over its decision to freeze the bank account of Ted Hui, prominent pro-democracy activist based in Hong Kong. A group consisting of more than 50 politicians, including former Tory leader Iain Duncan Smith, have written to HSBC chairman Mark Tucker demanding he unfreeze the accounts [...]
