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The Financial Conduct Authority (FCA)

  • Close Brothers looks to ‘accelerate’ after ‘messy’ year 

    October 1, 2025

    Close Brothers is hoping to switch gears and “accelerate” after the motor finance scandal had the bank stuck in a rut. The specialist lender’s share price has swerved between a low of 185.00 and peak of 555.00 over the last 12 months. The car misselling saga has been the driving force of stock woes, sending [...]

  • ‘It’s risky to be in the UK’ – Cleo founder on unicorn status and City regulation

    September 30, 2025

    Nine years ago entrepreneur Matt Clifford took a data scientist to a “terrible pub” to convince him to drop his PhD and create his own start-up. “You may as well just take the risk, the biggest risk is not taking the risk,” Clifford told a young Barney Hussey-Yeo. Almost a decade later in 2025, Hussey-Yeo [...]

  • UK fintechs send rallying cry as industry slips in global ranking

    September 25, 2025

    UK fintech leaders have sent a rallying call to policymakers after the sector slipped in global rankings. A host of industry bigwigs have told City AM the government must be bolder in growth-orientated reforms to bolster the sector’s standing against rivals.  It comes after Z/Yen’s 38th Global Financial Centres Index showed the UK’s fintech sector [...]

  • Two in five financial services firms lack safe AI controls 

    September 11, 2025

    As the financial services industry piles billions of pounds into artificial intelligence (AI), firms are lacking adequate measures to maintain safe usage, according to new figures. Fresh data from Big Four accountancy giant EY reveal 26 per cent of companies have no or limited controls in place to ensure AI systems adhere to laws and [...]

  • FCA: ‘Large number of consumers’ wronged in motor finance deals

    September 9, 2025

    The UK’s financial watchdog is gearing up for an industry-wide redress scheme on the historic motor finance scandal where huge swathes of customers could be eligible for compensation. Nikhil Rathi, chief executive of the Financial Conduct Authority, said there was “evidence that there have been unfair relationships between lenders and their consumers” and that a [...]

  • Firms are needlessly ‘gold plating’ Consumer Duty rules, FCA policy director says

    September 9, 2025

    Scores of wholesale financial services firms are needlessly “gold plating” their compliance with Consumer Duty rules, the financial watchdog’s policy chief has claimed, as the regulator pushes back over concerns the rules have become too burdensome for businesses. Charlotte Clark, director of cross-cutting policy and strategy at the Financial Conduct Authority (FCA), admonished companies who [...]

  • Nigel Farage: City regulator ‘is a disaster’

    September 5, 2025

    Nigel Farage has branded the Financial Conduct Authority a “disaster” as he promised his party would overhaul the City’s regulatory landscape. The Reform UK leader – who is hosting the party’s annual conference this weekend – is a strong contender to take the keys to 10 Downing Street in the next general election. Allies of [...]

  • The spectre of 2008 haunts banks’ push into private credit

    September 2, 2025

    Britain’s biggest banks are trying to grab a slice of the rapidly expanding private credit market, but as they look to grow, memories of the financial crisis are coming back to haunt the lenders. The global private credit market notched $2 trillion (£1.5 trillion) assets under management in 2024 and is expected to grow to $2.8 trillion [...]

  • Close Brothers shares downgraded despite motor finance win

    August 18, 2025

    Analysts have slapped a downgrade on Close Brothers stock despite the bank’s motor finance win last month at the Supreme Court.  The FTSE 250-listed bank’s stock rating was lowered to ‘Sector Perform’, down from previous ‘Outperform’ expectations. Close Brothers shares were down over four per cent in early trading to 494.80.  It comes after the [...]

  • Banks ombudsman fights for relevance amid Treasury crackdown

    August 18, 2025

    The Financial Ombudsman Service is battling against a litany of obstacles as the government looks to “fundamentally” change its regulatory makeup. The organisation was rocked earlier this year by a leadership crisis following the abrupt departure of chief executive Abby Thomas in February. A Treasury Committee report, published in July, revealed Thomas had been dismissed [...]

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