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The Financial Conduct Authority (FCA)

  • Exclusive: Panmure Liberum to ‘reinvigorate’ City market with banking tie-up

    July 15, 2025

    Investment bank Panmure Liberum has joined forces with Nedbank in a push to expand their reach across equity capital markets and drive dual-listings across the UK and South Africa. London-headquartered Panmure will collaborate with Nedbank’s corporate and investment banking division to produce equity research across UK and South African markets. The deal aims to provide [...]

  • FCA plots regulatory bonfire to lower costs of raising capital

    July 15, 2025

    The Financial Conduct Authority is to pare back its onerous capital raising rules as part of a regulatory bonfire aimed at helping firms grow faster. Under fresh rules set to take effect in January, the requirement to produce a prospectus for public secondary share raises will be upped from 20 per cent to 75 per [...]

  • Rachel Reeves eyes boost for first-time buyers with mortgage reforms 

    July 15, 2025

    Rachel Reeves will today unveil a fleet of reforms in a bid to boost home ownership as she plans to slash ‘financial red tape’. Speaking in Leeds ahead of her Mansion House address, the Chancellor will announce plans for the Prudential Regulation Authority (PRA) to increase high loan-to-income mortgages (over 4.5 times a buyer’s income) [...]

  • Monzo slapped with £21m fine by City regulator

    July 8, 2025

    Monzo has been slapped with a £21m fine by the Financial Conduct Authority after “repeatedly” opening accounts for “high-risk” customers. The UK fintech was blasted by the City watchdog for failing to keep the pace of its crime control with its customer and product growth. Between August 2020 and June 2022, Monzo signed up over [...]

  • Revolut banking licence bid goes down to the wire as key deadline looms

    July 8, 2025

    Revolut is facing a fresh regulatory headache in the UK amid mounting expectations it may miss a key deadline in the ongoing process to become a fully operational bank. The digital banking juggernaut received the green light for its UK banking licence from Britain’s banking watchdog last year after a three-year wait, which triggered a 12-month [...]

  • Secure Trust Bank: Jobs at risk as lender exits motor finance

    July 2, 2025

    Specialist lender Secure Trust Bank has announced a “strategic pivot” away from its motor finance division in a bid to boost returns. The group said it will pause new lending within its vehicle finance division and “run off” its existing book, meaning it will manage its current portfolio until it naturally winds down. The bank [...]

  • City watchdog takes on advice gap to unlock growth 

    June 30, 2025

    The Financial Conduct Authority (FCA) has launched a new form of financial help dubbed ‘targeted support’ in a bid to encourage greater consumer participation in financial markets and unlock more investment-led growth. The City regulator will target consumers with common financial characteristics, such as unsustainable pension drawdown, inadequate retirement savings and excess cash not being [...]

  • FCA reviewing bank risk appetite to boost home ownership 

    June 24, 2025

    The Financial Conduct Authority has said it will review lenders’ risk-taking in its bid to boost home ownership.  The City watchdog said it was seeking a “public conversation” on the “future of the mortgage market” as it looks to support economic growth through an overhaul on mortgage rules.  An update to “responding lending rules” was [...]

  • Saga shares jump after revealing banking tie-up with Natwest

    June 24, 2025

    Shares in over-50s group Saga rose on Tuesday after the firm revealed it was in “final negotiations” with FTSE 100 juggernaut Natwest for a banking partnership. The London-listed company quickly climbed three per cent in early trading to 176.80p. The firm posted the update ahead of their AGM on Tuesday, confirming it had “agreed heads [...]

  • FCA vows to take action faster amid jump in whistleblower reports

    June 24, 2025

    The UK’s financial regulator has said it is “closing reports faster” after receiving more whistleblower reports than ever during its latest financial year. The Financial Conduct Authority said it had received 1,131 reports in the 12 months to end March, a small increase on last year and a jump of 8 per cent on five [...]

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