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The Financial Conduct Authority (FCA)

  • Revolut makes second bid for US banking permit

    Fintech

    Revolut has made its second play for a US banking licence to crack the North American market as efforts for a UK permit continue to drag on. The London-born fintech juggernaut said on Thursday it had filed for a US bank charter as it named its new boss for the North America region. Nik Storonsky, [...]

    Nikolay Storonsky discussing business strategy at a press conference, emphasizing innovation and growth in the financial s...
  • Wood Group hit with £13m fine as engineering titan set to exit City

    Energy

    Scottish engineering titan John Wood Group has been slapped with a hefty fine after it produced inaccurate information in its financial results. The London-listed firm will cough up £13m following an investigation from the Financial Conduct Authority (FCA) concluding its “accounting judgements were inappropriately influenced by its desire to maintain previously stated financial results”. The [...]

    Wood Group engineers collaborating on a project plan in a modern office setting, highlighting teamwork and innovation.
  • City watchdog plots streamlined motor finance scheme after backlash

    Banking

    The UK’s financial watchdog is looking to “streamline” its long-anticipated motor finance compensation scheme following widespread backlash across the industry. The Financial Conduct Authority (FCA) provided a fresh update to markets on Wednesday, stating it was considering over 1,000 responses to its proposals for the industry-wide redress scheme. It added “if” it was to proceed [...]

    Car sold on sale forecourt, highlighting successful transaction in automotive market, emphasizing vehicle purchase trends
  • Meet Reeves’ outsider tasked with steering the City to growth

    March 3, 2026

    The City has rolled out the red carpet for the banking watchdog’s new chief after Katharine Braddick, a seasoned veteran of the financial trenches, was named on Friday as the successor to Sam Woods. For a cool £314,000 a year, she’s set to take on the brief of steering the UK’s banking sector. Chancellor Rachel [...]

  • Klarna delivers $1bn quarter but shareholder returns take beating

    February 19, 2026

    Klarna delivered a record quarter at the end of 2025, with revenue rocketing, but the firm reported a major slump in shareholder returns after its stock price took a bruising following its public debut. The Swedish fintech unicorn notched just north of $1bn (£743m) in revenue, marking a 38 per cent jump year-on-year as active [...]

  • Bank of Ireland’s UK arm hit with £3.8m fine for fraud failures

    February 19, 2026

    The Bank of Ireland’s UK arm has been slapped with a hefty fine after failing to hit the deadline by over a year to implement an anti-fraud service. The lender was hit with a £3.7m fine from the Payments Systems Regulator (PSR) for missing the deadline by 14 months for a “vital” service that would [...]

  • Carmakers to skirt a crash in £11bn motor finance redress

    February 18, 2026

    UK carmakers are set to curb a hefty hit in the City regulator’s forthcoming redress scheme for the motor finance scandal. Captive lenders, in-house lenders of manufacturers, are to be granted some reprieve by the Financial Conduct Authority (FCA) after relentless lobbying that the scheme could hamper investment in the UK. The FCA was forced [...]

  • Buy now, pay later providers set for £3bn hit in ‘regulatory reset’

    February 11, 2026

    Providers of buy now, pay later services are set to feel the crunch as the UK’s financial watchdog tightens its regulatory focus on the fast-growing industry. Merchants and lenders are set to take a combined hit of as much as £3bn following the regulation overhaul by the Financial Conduct Authority (FCA), according to its own [...]

  • UK fintech investment hits lowest since pandemic despite Revolut boost

    February 11, 2026

    Investment into the UK’s fintech sector tumbled to a five-year low in 2025 even after a major boost from industry juggernaut Revolut. UK fintech received just shy of $11bn (£8bn) in investment in 2025, falling a fifth from the $13.4bn notched the year prior, according to new figures from KPMG. A hefty chunk of the [...]

  • FCA to publish London share trading data to defend UK public markets

    February 9, 2026

    The City watchdog is planning to start collecting and publishing all available data on share-trading in an attempt to show that liquidity in UK public markets is not as bad as it is often thought.  The plans will act as a stopgap until the Financial Conduct Authority (FCA) issues its ‘consolidated tape’ of trading data [...]

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