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The Financial Conduct Authority (FCA)

  • Lloyds and Close Brothers shares rally as banks ‘assess’ impact of motor finance redress

    Banking

    Shares in UK motor finance lenders had a volatile opening this morning as markets digested the final rules of the financial watchdog’s industry-wide redress scheme. Lloyds Banking Group – the owner of the nation’s largest motor finance lender Black Horse – crept up over one per cent in early trading to tip over the 92p [...]

    Lloyds Banking Group owns the UK's largest motor finance lender Black Horse.
  • FCA slashes banks’ motor finance payouts as compensation scheme finalised

    Banking

    City banks are set to face a more than £9bn motor finance bill after the UK’s financial watchdog laid out plans for its long-awaited motor finance redress scheme in a major U-turn after months of backlash. The Financial Conduct Authority (FCA) revealed the details of its industry-wide redress scheme for the car mis-selling saga on [...]

    Lloyds headquarters exterior against a clear sky, showcasing iconic modern architecture in a bustling business district
  • For FSCS sake: Meet the body that protects Britain’s savers in a financial crisis 

    Banking

    As echoes of 2008 percolate through the banking system, the body that serves to protect Britain in a financial crisis says it’s ready to weather any storm. A combination of fears around private credit, the “stretched” value of artificial intelligence firms and more recently, concerns around a global energy shock, have made top bankers sound [...]

    FTSE 100 banking stocks are back in 2024, with Natwest and Barclays leading the charge
  • London and New York in tight race to be world’s top financial hub

    March 26, 2026

    London and New York are locked in a tight-race in the fight to become the world’s most dominant financial hub. The latest Global Financial Centre’s Index from Z/Yen showed both cities retained their respective spots in new rankings, with each of their scores inching up by a singular point. New York topped the list at [...]

  • Zopa Bank’s profit booms despite ‘penalised’ motor finance hit

    March 19, 2026

    Zopa Bank cruised to its third consecutive year of profitability in 2025 but has offered a stark warning it feels “penalised” by the UK’s financial watchdog after getting swept up in the motor finance scandal. The Canary Wharf fintech has set aside £7.9m in provisions for the car mis-selling saga, which centres around the use [...]

  • Is the motor finance scandal making City banks trim the fat?

    March 18, 2026

    In the fallout of the multi-billion pound motor finance scandal, bank bosses are getting their house in order.  The landmark saga, which began with the UK’s financial watchdog’s review into the market over two years ago, centres around the use of ‘secret’ agreements between car dealers and lenders that left customers in the dark on [...]

  • Close Brothers to axe fifth of jobs after motor finance ‘wipeout’ warning

    March 17, 2026

    Close Brothers has warned it will cull as much as a fifth of its headcount as the bank continued its aggressive cost-cutting strategy following mounting losses linked to the motor finance scandal. The FTSE 250 bank said it would axe a staggering 600 full-time roles by the end of the 2027 financial, which represents around [...]

  • Close Brothers shares sink as infamous short-seller warns of motor finance ‘wipeout’

    March 16, 2026

    Shares in Close Brothers plummeted on Monday after a group notorious for short-selling warned the bank had “systematically misrepresented” its exposure to the motor finance scandal. The FTSE 250 bank nosedived as much as 12 per cent during afternoon trading after Viceroy Research, a group famed for its exposés of Wirecard and Home Reit, warned [...]

  • UK banking sector faces ‘AI-washing’ legal warning

    March 16, 2026

    The UK’s banking sector is facing a new wave of regulatory AI warnings as bullish lenders race to rapidly beef up their tech capacity. Rosehana Amin, cyber and litigation partner at Clyde & Co LLP, warned banks may face a significant legal liability over misleading markets over their use of AI. Speaking at the City [...]

  • What happens now after Lloyds Bank’s tech disaster?

    March 13, 2026

    Customers at Lloyds Banking Group were sent into panic on Thursday morning after a number of users opened their mobile app to find rogue transactions that did not belong to them. Screenshots quickly flooded social media with many of the bank’s 28m customers describing their horror at seeing up thousands of pounds of bizarre payments. [...]

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