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Payments

  • Top UK banks to raise £50m to build payments network

    Banking

    Britain’s biggest banks are set to kick off a fundraising campaign that will pave the way for a domestic payments alternative to Mastercard and Visa. The UK Payments Delivery Company (PDC) is launching an equity capital raise as part of a new model from the Bank of England, aligning with the Treasury’s National Payments Vision, [...]

    Mastercard logo prominently displayed on a sleek office building, symbolizing global financial services and innovation.
  • How the Treasury got ‘fed up’ with the Bank of England’s payments plan

    Fintech

    The government moved to more closely monitor the Bank of England’s overhaul of the UK’s payments system after growing frustrated with the sluggish pace of the plans, industry figures have said. The Treasury revealed last week it would begin tracking the central bank’s progress on payments and digital currencies by introducing a new secondary objective [...]

    The Bank of England's Breeden argued the recent inflation bump was transitory (Photo by Chris Ratcliffe/Bloomberg via Getty Images)
  • Government pushes Bank of England to innovate on payments and digital currencies

    Regulation

    The Bank of England will be tracked on its progress on UK payments regulation after it was handed a new objective by ministers. The central bank will be given a new secondary objective to support innovation in payment systems and new forms of digital currencies alongside its main goals of financial stability. The Treasury is [...]

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  • UK fintech Monovate posts £8.3m loss as Visa and Mastercard partner dumps European arm

    June 30, 2026

    A key fintech partner of Mastercard and Visa suffered a hit to its bottom line as the business restructured its European operations and counted the costs of a major accounting error.  Monovate – which acts as a licensed middle man bridging businesses and payment giants – made a loss of £8.3m in 2025, which was [...]

  • ‘Centre of gravity is shifting’: UK fintech hiring to switch focus from neobanks

    May 26, 2026

    UK fintech is forecast for another hiring surge as the sector matures past the high-growth era of neobanks and focus turns to the rise of software and payments focused firms. Figures from City recruiter Morgan McKinley forecast fintech hiring to rise 14 per cent in 2026, which follows on from a whopping 28 per cent [...]

  • City watchdog probes Mastercard, Visa, Paypal for alleged anti-competitive conduct

    May 6, 2026

    The City watchdog has confirmed it is investigating a trio of payments giants over alleged anti-competitive conduct. The Financial Conduct Authority (FCA) will probe Mastercard, Paypal and Visa under the Competition Act 1998 regarding its suspected conduct related to the “funding and usage” of Paypal’s digital wallet. Paypal’s digital wallet is an app-based system that [...]

  • UK fintech Wise to downgrade London listing this quarter

    April 13, 2026

    Money transfer firm Wise has confirmed the timeline for switching its primary listing to the US with the move expected to take place this quarter. The UK fintech said during a fourth-quarter update that its results for the latest financial year will published in the US dollar, which it said was “reflecting the expected completion” [...]

  • UK payments system is deceptively complex

    March 25, 2026

    Beneath every tap of your card is a complex web of payment systems you don't even notice – and we mustn't fall behind, writes Keith Douglas.

  • Grounds for expansion: Airwallex’s Europe chief bets on London in licence pursuit

    March 6, 2026

    As payments giant Airwallex laid out plans to double down on Europe, they turned to a man with experience at a multi-billion dollar deposit holder. The $8bn cross-border specialist was looking for someone to steer the ship amid expansion plans across Europe but in that endeavour didn’t poach a veteran of Wall Street or the [...]

  • Block slashes 4,000 jobs in latest AI warning

    February 27, 2026

    Payments giant Block will slash nearly half its workforce, cutting more than 4,000 roles as it pivots towards a business model built around AI and leaner teams. In a message to staff, the company confirmed it will reduce headcount from more than 10,000 employees to just under 6,000, with affected workers either leaving immediately or [...]

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