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Nikhil Rathi

  • FCA boss sounds alarm on financial warfare and debt levels

    Markets

    Rising sovereign debt and the growing risk of an attack on Britain’s financial infrastructure are the two biggest threats to UK markets, the boss of the Financial Conduct Authority (FCA) has warned, as he issued a clarion call for more data on the trading of government bonds. Nikhil Rathi told peers that the danger to [...]

  • Top Tory slams FCA ‘mission creep’ after misconduct rules expanded

    Business

    Shadow business secretary Andrew Griffith has slammed the UK financial watchdog for expanding rules on “non-financial misconduct”, which spans from bullying to harassment and violence.  In a post on X the former city minister described the new regulations as “grade A mission creep”, as the Financial Conduct Authority (FCA) broadened their reach to apply to [...]

  • City minister opens door to weakening banks ombudsman 

    Banking

    City minister Emma Reynolds has suggested the government could remove powers from the banks ombudsman as part of efforts to ease regulatory burdens faces by financial services. Reynolds told an audience of bankers and investors that the end of a review on the Financial Ombudsman Service (FOS), which acts to settle complaints made by consumers [...]

  • FCA reviewing bank risk appetite to boost home ownership 

    June 24, 2025

    The Financial Conduct Authority has said it will review lenders’ risk-taking in its bid to boost home ownership.  The City watchdog said it was seeking a “public conversation” on the “future of the mortgage market” as it looks to support economic growth through an overhaul on mortgage rules.  An update to “responding lending rules” was [...]

  • Metro Bank receives private equity-backed takeover interest

    June 14, 2025

    High street lender Metro Bank has been approached for a takeover which could take it off the London Stock Exchange, Sky News has reported.  Bosses at Metro Bank have reportedly been approached in the last two weeks by private equity firm Pollen Street about an offer to take it private.  The takeover would follow a [...]

  • FCA chief: Court delays denying victims justice

    June 12, 2025

    Delays in the UK court system are denying victims of financial crime justice and preventing better regulation of the finance industry, the boss of the Financial Conduct Authority (FCA) has said. Nikhil Rathi told City AM that his organisation was working “really hard to accelerate [its] investigations” but that the slow pace of high-profile court [...]

  • FCA boss: Buy now, pay later regulation is a trade off

    June 10, 2025

    The chief executive of the Financial Conduct Authority (FCA) said the new clamp down on buy now, pay later (BNPL) regulation would be a “trade off” as he faced a grilling from MPs. Nikhil Rathi, who was reappointed as the regulator’s boss in April, told the Treasury Committee the crackdown would have “beneficiaries and downside [...]

  • Exclusive: Nikhil Rathi’s FCA is ready to go on the offensive

    June 10, 2025

    Nikhil Rathi’s first five-year term at the helm of the FCA was dominated by difficult situations – most beyond his control, some firmly in it. But after being reappointed by Rachel Reeves in April, and with the added pressure of a new growth mandate from government, he outlines to Ali Lyon what he hopes his [...]

  • Don’t rely on the FCA to stamp out toxic workplace culture

    June 3, 2025

    City bosses shouldn't wait for the FCA to stamp out toxic workplace behaviour, writes Lucy McNulty in today's Notebook.

  • Nikhil Rathi reappointed FCA chief

    April 10, 2025

    Nikhil Rathi will be chief executive of the Financial Conduct Authority (FCA) for another five years, leading it on its new directive from the government to slash unnecessary and duplicated regulation, the Chancellor has confirmed. Rathi—a former Treasury mandarin and chief executive of the London Stock Exchange—will serve another five-year term as the boss of [...]

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