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motor finance review

  • Close Brothers shares downgraded despite motor finance win

    August 18, 2025

    Analysts have slapped a downgrade on Close Brothers stock despite the bank’s motor finance win last month at the Supreme Court.  The FTSE 250-listed bank’s stock rating was lowered to ‘Sector Perform’, down from previous ‘Outperform’ expectations. Close Brothers shares were down over four per cent in early trading to 494.80.  It comes after the [...]

  • Secure Trust Bank: Deposits hit record high as loan book swells

    August 14, 2025

    Specialist lender Secure Trust Bank posted a bumper first half of the year after customer deposits smashed a record high and lending balances swelled. The firm recorded a 8.2 per cent increase in deposits to £3.5bn whilst net landing balances grew 6.1 per cent to £3.8bn. This helped drive an over 30 per cent jump [...]

  • Demand for City lawyers surges amid motor finance scandal

    August 13, 2025

    Lawyers are facing questions after the Supreme Court's motor finance ruling left the door open for consumer claims

  • S&U shares jump as bank predicts profit ‘resurgence’

    August 12, 2025

    Shares in specialist lender S&U rallied as markets opened on Tuesday after the bank said its “resurgence in profitability” had begun to materialise. The London-listed firm’s stock was up over three per cent in early trading to 1,940. The jump came after the lender provided an upbeat trading update, anticipating building momentum for the second [...]

  • Motor finance: Lords sound alarm on FCA’s redress scheme

    August 8, 2025

    The House of Lords’ Financial Services Regulation Committee has sounded the alarm on “market uncertainty” around the UK financial watchdog’s upcoming motor finance redress scheme. In a letter addressed to the Financial Conduct Authority’s chief executive Nikhil Rathi, the committee “considers it of importance” to receive further insight into the forthcoming scheme. The City watchdog [...]

  • FOS complaints tumbled ahead of motor finance ruling 

    August 7, 2025

    Complaints to the Financial Ombudsman Service (FOS) fell to their lowest in more than a year ahead of the motor finance ruling. The FOS received 68,000 new cases in April to June, down from 74,600 complaints in the same period of 2024. Motor finance complaints remained the highest grievance but dropped to 21,500 cases from [...]

  • Vanquis swings to profit with recovery ‘on track’ 

    August 7, 2025

    Bradford-based lender Vanquis swung back into profitability for the first half of the year following on from a bruising period in the last 12 months. The bank recorded a profit before tax of £6.2m, compared to a £91.9m loss for the second half of 2024. Net interest income remained stable with one per cent growth [...]

  • FCA boss rejects criticism of motor finance redress

    August 5, 2025

    The head of the UK’s financial watchdog has pushed back at industry claims that the wide scope of the motor finance redress scheme is “impractical”. Nikhil Rathi, chief executive of the Financial Conduct Authority said: “We know it is difficult. But you can’t say the law has been broken and it is too difficult to [...]

  • ‘Not the end of the story:’ Uncertainty for motor finance lenders after court ruling

    August 5, 2025

    Banking stocks may be revving up on the back of a legal win but motor finance lenders might find there is still trouble lurking under the bonnet. City banks dodged a £44bn liability after the Supreme Court upheld the appeal of two banks in the historic car-misselling case. On Friday, Close Brothers and First Rand [...]

  • S&U: Motor finance redress scheme must show a changed FCA

    August 5, 2025

    The chair of specialist lender S&U has said the motor finance redress scheme offers the UK’s financial watchdog the prime opportunity to turn its ‘regulate for growth’ rhetoric into action.  Anthony Coombs hailed the “common sense” car finance ruling from the Supreme Court as attention turns to the response by the Financial Conduct Authority (FCA). But [...]

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