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Mortgage rates

  • Lendinvest: Fintech lands £500m investment from JPMorgan

    September 10, 2024

    Property fintech Lendinvest has added £500m to a funding deal with JPMorgan as it looks to return to profitability after a rough year for mortgage lenders.

  • Price of the average London home on the rise as UK demand rockets

    August 28, 2024

    The ‘average’ London home will now set you back more than £530,000 after house prices in the capital increased for the first time since April 2023, according to figures released today. Data from Zoopla’s latest house price index revealed that London property prices were up 0.2 per cent year on year in the first seven [...]

  • Rising London rents are ‘a pressure cooker ready to explode’ as home ownership ‘inching out of reach’

    August 14, 2024

    “A pressure cooker ready to explode” is how one expert has described the current situation in the UK housing market as data showed rents jumped close to 10 per cent in London over the past year. In fresh data released this morning it was revealed that average UK private rents increased by 8.6 per cent [...]

  • Mortgage market treads water before of Bank of England interest rate decision

    July 29, 2024

    Bank of England data showed that the number of mortgage approvals, which indicate future borrowing, remained broadly steady in June at just under 60,000.

  • Lenders expect further rise in mortgage defaults in coming months

    July 11, 2024

    UK lenders are expecting a further jump in default rates on home loans in the coming months, according to a Bank of England survey, as mortgage holders face higher refinancing costs.

  • Election 2024: What will a Labour government mean for inflation, interest rates and mortgages

    July 5, 2024

    Inflation has fallen fairly rapidly over the last few months, hitting two per cent in June. As a result markets expect the Bank of England to start cutting interest rates in the next couple of months, either in August or September.

  • UK mortgage market still ‘precarious’ amid uncertainty over timing of interest rate cuts

    July 1, 2024

    Tom Cuppello, director of risk at Broadstone, said the housing market's recovery remained "precarious" amid uncertainty over the timing of interest rate cuts.

  • Renting remains cheaper than buying in UK as mortgage rates soar

    June 17, 2024

    The financial burden is greatest in London, where buying a house costs an additional £775 per month, or £9,300 annually, compared to renting.

  • Number of borrowers behind on mortgages jumps to eight-year high

    June 11, 2024

    Households are continuing to feel the strain from the Bank of England's interest rate hikes with the share of mortgages in arrears continuing to creep up.

  • Average mortgage ‘shelf-life’ cut in half as lenders raise rates

    June 10, 2024

    The average "shelf-life" of a UK mortgage has nearly halved in a month, new data shows, as lenders raise rates on home loans.

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