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monzo

  • Fintech firms grew four times faster than traditional banks in 2025

    June 1, 2026

    The explosive growth of the global fintech sector continued in the last year, drastically outpacing its incumbent rivals but faced a challenge in cementing its market share. Fintech firms’ average growth rate was four times faster than that of traditional financial services at an average of 22 per cent in BCG’s Global Fintech Report 2026. [...]

  • Monzo goes mobile: UK fintech debuts cell service in tie-up with Virgin Media O2

    May 28, 2026

    Monzo is set to launch its mobile service this summer in the firm’s latest play at diversifying its income from its traditional digital banking roots. The London-based fintech has sealed a tie-up with Virgin Media O2 and 1Global to kick off ‘Monzo Mobile’ – a phone plan and e-sim offering. Virgin will provide the UK [...]

  • ‘Centre of gravity is shifting’: UK fintech hiring to switch focus from neobanks

    May 26, 2026

    UK fintech is forecast for another hiring surge as the sector matures past the high-growth era of neobanks and focus turns to the rise of software and payments focused firms. Figures from City recruiter Morgan McKinley forecast fintech hiring to rise 14 per cent in 2026, which follows on from a whopping 28 per cent [...]

  • Monzo’s profit rockets as customer base grows by a quarter

    May 19, 2026

    UK fintech darling Monzo posted a mammoth profit jump in the last financial year as its customer base swelled. The neobank’s pre-tax profit came in at £87.3m, 44 per cent higher than the £60m scored in 2024. The increase came as revenue stormed 40 per cent higher to £1.7bn. Monzo’s total users ballooned 25 per [...]

  • ‘Dual squeeze’: FCA approvals for e-money licences plummet

    May 13, 2026

    The number of successful applicants for e-money licences has plummeted in the last few years raising further questions over a slow down in market growth. Fresh figures – revealed in a Freedom of Information request by financial regulation consultancy Pathlight Associates – showed just 35 applicants were able to bag an electric money institution (EMI) [...]

  • Santander to axe TSB from British high street ending 215 year run

    May 6, 2026

    Santander plans to erase the TSB brand from Britain’s high streets after more than two centuries, just one week after completing its takeover over the UK lender.  The Spanish bank is gearing up to drop the brand and run the combined business as Santander UK, once the integration of the two businesses is complete, according [...]

  • ‘Inflection point’: Challenger banks loan growth halved in 2025

    May 5, 2026

    Challenger banks have reached an “inflection point” after loan growth across the industry halved in the last year, a fresh report has warned. New analysis from Big Four firm EY showed lending growth across UK challenger, specialist and digital banks slowed to 4.5 per cent in 2025, down from 8.9 per cent. This came as [...]

  • Monzo lost one current account switcher for every two gained in 2025

    April 30, 2026

    UK fintech darling Monzo lost one current account switcher for every two it gained last year.  The neobank registered just over 20,000 new switchers in the final quarter, but over half of this was offset by the 11,000 thousand outflows. The picture for the final few months of the year mirrors the picture for the [...]

  • AI could trigger a PPI level scandal in ‘two weeks’

    April 29, 2026

    A multi-billion pound scandal like PPI could happen within just “two weeks” as UK finance firms plough ahead with deploying AI despite uncertainty around governance standards, a fresh report has claimed. The UK’s financial services sector faces a “capability gap” when deploying AI, according to a report from regulatory compliance firm Zango. The research pulled [...]

  • The digital bank revolution is over – and that’s a good thing

    April 23, 2026

    Until it was finally unveiled last month, there was more than a year of will-they-won’t-they speculation in the press over whether Britain’s biggest digital bank, Revolut, would be awarded a banking licence by the UK’s financial regulators. It was a long, drawn-out process – far longer than for most of Revolut’s peers – thanks in [...]

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