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Finance and Leasing Association (FLA)

  • Mercedes Benz joins legal battle over £9bn motor finance scheme

    Regulation

    Mercedes Benz is confirmed to be among the four legal challenges lodged against the UK financial watchdog’s motor finance redress scheme. The financial services arm of the German car giant is set to challenge the scheme that puts the car finance industry on the hook for £9.1bn in compensation. The carmarker has thus far set [...]

    Mercedes (Photo by Thomas Niedermueller/Getty Images)
  • Motor finance lenders warned of ‘gridlock’ as £9bn scandal clogs rearview

    Banking

    The UK’s top banks are gearing up to put the long-running motor finance scandal in the rearview mirror but warning lights on the dashboard suggest they may still face “gridlock” on the multi-billion pound saga. FTSE 250 lender Vanquis became the latest on Monday to confirm it would not lodge a legal challenge against the [...]

    Lloyds headquarters exterior against a clear sky, showcasing iconic modern architecture in a bustling business district
  • Motor finance trade body gears up for legal challenge to £9bn redress

    Banking

    The motor finance industry’s trade body is mulling lodging a legal battle against the UK financial watchdog‘s £9bn redress scheme. The Finance and Leasing Association (FLA), which counts Santander and the financial arms of BMW and Volkswagen among its members, is reported to be leaning towards challenging the City regulator’s scheme. Members of the body [...]

    Financial watchdog announces motor finance redress scheme, sparking potential banking sector mergers and acquisitions wave
  • Motor finance: BMW sets aside over £200m for car mis-selling 

    September 22, 2025

    BMW’s UK car finance arm has set aside over £200m to cover a potential hit from the motor finance scandal. The firm joins a batch of British lenders and motor companies, which have been forced to prepare provisions with millions of drivers eligible for compensation. In July, the Supreme Court handed City banks a lukewarm [...]

  • ‘FCA is not fit for purpose’: Motor finance lender bosses lash out

    November 20, 2024

    Motor finance lender executives criticised the FCA performance of this sector, telling members of the Lords that the regulator is "not fit for purpose"

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