Ask the expert: Can I build a £1m pension by 60? Personal Finance Fidelity personal financial specialist Marianna Hunt is back on hand to answer your burning questions, and today a reader wants to know how to achieve a £1m pension pot. Q. I’m 32 and earn £50,000 per year. I only have about £55,000 in my pension currently and want to grow that to £1m by age [...]
Ask the expert: Is this a hack for contributing £29,000 to an ISA? Personal Finance Fidelity personal financial specialist Marianna Hunt is back on hand to answer your burning questions, and today a reader wants to know if they’ve found a hack on UK ISA rules. Q. My grandson is turning 18 this year. I want to give him some money to invest in his ISA. Is it true that [...]
Ask the expert: How do I avoid double tax on my pension? Personal Finance Got a question for our expert? Email asktheexpert@cityam.com Fidelity personal financial specialist Marianna Hunt is back on hand to answer your burning questions, and today a reader is looking to avoid the incoming double tax blow. Q: I’m hoping to retire soon and am just deciding where I will draw my income from. I had [...]
Ask the expert: Will paying for my daughter’s wedding reduce my IHT bill? July 20, 2026 Fidelity personal financial specialist Marianna Hunt is back on hand to answer your burning questions, and today a reader wants to know if paying for their daughter’s big day could reduce their IHT bill. Q: My daughter is getting married. I understand that if my wife and I transferred her £15,000 for the costs of [...]
Ask the expert: Should I invest instead of buying a home? May 28, 2026 Fidelity personal financial specialist Marianna Hunt is back on hand to answer your burning questions, and today a reader wants to know whether to take the plunge and buy a property or invest. Q. I’m in my late 20s and have managed to save around £20,000, which I initially thought I’duse as a deposit to [...]
Ask the expert: Is £500k enough to retire? May 13, 2026 Fidelity personal finance specialist Marianna Hunt is back to help a reader who wants to know if they have enough in their portfolio to not only retire but to live the lifestyle they want. Q. I’m 55 and have built up a portfolio worth around £500,000 – split across pensions and ISAs. I’ve also paid [...]
‘Dragged out of the dark ages’: Investment industry welcomes risk warnings review April 9, 2026 The UK investment industry has welcomed the findings of the Risk Warnings Review, emphasising the need to remove the extremes-focused view on investing. The review, a study commissioned by the Chancellor as part of the Leeds Reforms, found that consumers’ perception of risk has seriously hindered investing in the UK, with the state of risk [...]
Ask the expert: Can I afford a gap year in my 40s? March 11, 2026 Do you have a personal finance question that you’re struggling to find an answer to? Email askthexpert@cityam.com Questions will be published anonymously. Fidelity personal finance specialist Marianna Hunt is back to advise a reader who wishes to take a year off for travel but worries about disrupting long term savings plans. Q: I’m in my [...]
Ask the expert: How should I invest if I’m worried about an AI bubble? February 24, 2026 Fidelity personal finance specialist Marianna Hunt is back on hand to answer your burning questions. This week Marianna helps a reader who is fearful of a potential tech-fuelled stock market crash. Q:I’ve built up reasonable savings in my ISA, workplace pension and SIPP. Most of my investments are in global index funds, so I’m heavily [...]
DIY investment markets swells as more Brits take the plunge February 12, 2026 The UK DIY investment market ballooned by more than £100bn in 2025, as more Brits take the plunge in managing their own assets. The market swelled by 22 per cent last year, reaching £572bn by the end of December, up from the £468bn recorded in 2024, according to the last data from investment research firm [...]