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Card spending

  • Revolut, Mastercard, Visa lose legal battle on card fees cap

    Fintech

    Revolut, Mastercard and Visa have lost a legal battle against the UK’s payments watchdog amid plans to introduce a cap on card fees for overseas transactions. The trio of payment giants brought a judicial review to the High Court following a decision by the Payment Systems Regulator (PSR) in December 2024, confirming that it would consult on the [...]

    Mastercard subsidiary Vocalink has been fined by the Bank of England.
  • Banks to set own contactless limit as FCA scraps cap

    Banking

    UK banks will be able to set their own contactless limits under new rules set to be introduced by the City watchdog next year. In the current system, banks place a cap on payments of up to £100 per transaction when consumers are using physical contactless cards. But changes introduced by the Financial Conduct Authority [...]

    Card providers are set to be given the powers to abolish limits on contactless payments.
  • ‘Little luxuries’ and warm weather boost card spending

    Business

    The summer heatwave, along with the ‘sweet treat economy’ pushed card spending to return to growth in August, although it remained below consumer inflation.  Card spending grew by one per cent in August, below the CPIH inflation rate of 3.1 per cent.  Almost half of consumers said they continued to spend on small, luxury purchases [...]

    Spending on little luxuries like baked goods boosted figures in August

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