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banking

  • UK fintech chiefs switch growth plans as capital conditions wane

    April 20, 2026

    Over seven in ten UK fintech chiefs are switching growth plans due to the country’s ailing capital conditions. Some 71 per cent of the sector’s top bosses said they have had to adjust growth strategies as a result of tightening capital conditions, according to a fresh report from fintech advisory firm Chatsworth and market researcher [...]

  • JP Morgan poaches Monzo’s banking officer to head up Chase UK

    April 17, 2026

    JP Morgan has poached a top executive from Monzo to head up Chase UK. The Wall Street giant has hired Kunal Malani, who has served as chief banking officer at Monzo since 2020, to lead its UK-based digital banking service. Malani has had stints at Barclays and HSBC in his retail banking career before heading [...]

  • Santander UK tipped for ‘large’ hike to motor finance provisions

    April 16, 2026

    Santander UK is expected to top up its provisions for the motor finance scandal following the final outline of the financial watchdog’s redress scheme. The Spanish-headquartered banking giant has been one of the most vocal critics throughout the scandal, which relates to the use of discretionary commission arrangements (DCAS) in car financing. Banks were accused [...]

  • Barclays most ‘hurt’ bank to UK economy downgrades

    April 16, 2026

    Barclays has been branded the bank most set to be “hurt” by the downgrades slapped on the UK economy following the turmoil caused by the war in the Middle East. The bank’s macroeconomic forecasts hold the most optimistic assumptions when compared to its FTSE 100 peers. This leaves the lender with a less of a [...]

  • Santander and TSB kick off mortgage rate cuts after Iran turmoil

    April 16, 2026

    Santander and TSB have kicked off the mortgage rate cutting cycle after lenders pulled deals and hiked their rates amidst the turmoil in Iran. From Thursday, Santander said it would be lower the price on higher loan-to-value (LTV) mortgages products by near 0.3 per cent, which includes its two-year fixed, first-time buyer products. Meanwhile, TSB said it [...]

  • Exclusive: Treasury and regulator to hold crunch talks with UK fintech unicorns 

    April 16, 2026

    Top fintech bosses will lock horns with Treasury and watchdog officials next week as the industry lobbies for key regulatory reforms, City AM can reveal. Several of the nation’s fastest-growing companies are set to meet City Minister Lucy Rigby on Tuesday as part of a flurry of key summits in UK fintech week.  The City [...]

  • Wall Street banks’ $40bn haul overshadowed by economic threats

    April 15, 2026

    Wall Street’s top banks are toasting a record revenue haul this week, but industry chiefs also struck a note of caution after bumper profits were driven by market volatility. JP Morgan led the pack with a net income of $16.5bn in the first-quarter of the year, up 13 per cent from the same period in [...]

  • Allica Bank goes ‘turbo’ on AI as profit and loan book swells

    April 15, 2026

    Small business lender Allica Bank has revealed a major bump to its bottom line after the bank’s loan book ballooned over the last year. The neobank – which became one of the UK’s latest fintech unicorns this year – recorded a 23 per cent rise in pre-tax profit at £36.9m, compared to £29.9 million in [...]

  • Why Nationwide’s £7m boss was worth splashing the cash for

    April 15, 2026

    Nationwide splashed the cash on it’s top boss, Debbie Crosbie, in this week’s column Samuel Norman asks if they got their monies worth. Nationwide has been proclaimed Britain’s best bank. The UK’s largest building society – which is, in fact, not a bank due its status as a mutual – has been handed the crown [...]

  • ‘Complex risks’: Jamie Dimon strikes cautious tone as JP Morgan profit beats target

    April 14, 2026

    JP Morgan boss Jamie Dimon struck a cautious tone on Tuesday as the Wall Street bank revealed a major bump to its bottom line on the back of a boom in investment banking. The US banking giant recorded a net income of $16.5bn in the first-quarter, up 13 per cent from the same period in [...]

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