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banking

  • FCA reviewing bank risk appetite to boost home ownership 

    June 24, 2025

    The Financial Conduct Authority has said it will review lenders’ risk-taking in its bid to boost home ownership.  The City watchdog said it was seeking a “public conversation” on the “future of the mortgage market” as it looks to support economic growth through an overhaul on mortgage rules.  An update to “responding lending rules” was [...]

  • Cavendish shares eye year high after rejecting deals unit takeover

    June 24, 2025

    Shares in investment bank Cavendish spiked on Tuesday as the firm confirmed it had rejected takeover interest in its deals unit after facing private equity-backed interest. Cavendish had been approached regarding a deal that would break up the London-listed investment bank by Smith and Williamson (S&W). The value of the offer remains unclear, Sky News [...]

  • Saga shares jump after revealing banking tie-up with Natwest

    June 24, 2025

    Shares in over-50s group Saga rose on Tuesday after the firm revealed it was in “final negotiations” with FTSE 100 juggernaut Natwest for a banking partnership. The London-listed company quickly climbed three per cent in early trading to 176.80p. The firm posted the update ahead of their AGM on Tuesday, confirming it had “agreed heads [...]

  • Zopa: Fintech bank takes on HSBC and Lloyds with current account

    June 24, 2025

    Digital bank Zopa is parking its tanks on the lawns of the UK’s top lenders – with a new high interest current account. The London-based fintech has launched “Biscuit,” which it said will allow customers to make £256 in cashback and interest per year. The current account offers two per cent AER interest on balances, [...]

  • Palestine Action: Invesco office attacked in latest red paint vandalism

    June 23, 2025

    Global investment firm Invesco has been hit in the latest string of “red paint” attacks on financial services companies. The Atlanta-headquartered firm had its Westminster office vandalised on Monday as red paint and graffiti was left plastered across the side of the walls of the Portman Square building. The vandalism, which was committed by activists [...]

  • Exclusive: Tandem to name ex-Vanquis chief as new boss

    June 23, 2025

    Digital lender Tandem will this week name the former boss of specialist lender Vanquis and Sainsbury’s retail banking arm as its new chief executive, City AM can reveal. The fintech challenger is set to appoint Neil Chandler, who will replace outgoing chief Alex Mollart. Chandler has most recently served at the helm of digital Banking-as-a-Service [...]

  • High street banks’ SME lending comeback won’t rattle challengers

    June 20, 2025

    High street banks are flocking back to small- and medium-sized enterprise (SME) lending but face a battle against fintechs which have captured their spot. The Big Four banks have shed their market stronghold in SME lending. Research from the British Business Bank in March revealed challenger banks make up around 60 per cent of gross [...]

  • Challenger banks scout exit routes as giants circle Metro and TSB

    June 19, 2025

    Analysts are pencilling in a fresh wave of banking deals with challenger banks set for a market departure. Moody’s analysts have said challenger banks will “seek exit after weak performance” as industry juggernauts set their sights on ramping up their market share. Takeover talk has gripped the City after reports Shawbrook’s private equity owners were [...]

  • Natwest rules out TSB takeover

    June 19, 2025

    Natwest has ruled out a takeover of UK high street bank TSB. The FTSE 100 juggernaut was viewed as the “most likely acquirer” by analysts, with the firm hotly anticipated to begin a deal spree after it re-entered private ownership last month. TSB’s Spanish owners, Banco Sabadell, confirmed earlier this week that it had received [...]

  • S&U shake off motor finance woes as verdict looms

    June 18, 2025

    Specialist lender S&U said it remains confident in the group’s turnaround from motor finance woes after a strong start to the financial year. The bank said in a trading update on Wednesday that optimism in their annual report was “clearly being justified” by the firm’s performance since April. S&U’s profit for the financial year ending [...]

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