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banking licence

  • Natwest and Lloyds shares lead £8bn plunge amid bank tax fears

    August 29, 2025

    Shares in a number of Britain’s biggest banking giants tumbled on Friday as speculation that Rachel Reeves would use the sector for an easy cash grab ramped up. Natwest topped the FTSE 100’s fallers, losing over five per cent. Meanwhile, Lloyds was down nearly four per cent, Barclays just over two per cent, whilst HSBC [...]

  • Secure Trust Bank: Deposits hit record high as loan book swells

    August 14, 2025

    Specialist lender Secure Trust Bank posted a bumper first half of the year after customer deposits smashed a record high and lending balances swelled. The firm recorded a 8.2 per cent increase in deposits to £3.5bn whilst net landing balances grew 6.1 per cent to £3.8bn. This helped drive an over 30 per cent jump [...]

  • Revolut drafts in EY amid banking licence push

    August 7, 2025

    Revolut has tapped accountancy giant EY to replace BDO as its auditor as the firm pushes to secure its UK banking licence. The UK fintech juggernaut said EY will act as the firm’s auditor for the financial year ending December 2026 after a formal bidding process. This comes as Revolut expects to launch as a [...]

  • Klarna receives regulatory approval to take on Monzo and Revolut

    July 30, 2025

    Swedish fintech Klarna has received an electronic money institution licence from the Financial Conduct Authority, setting the firm up to compete with UK firms Monzo and Revolut. The licence will allow Klarna to offer its 11 million UK customers savings accounts and also pave the way for a debit card launch. Abby Vickers, Klarna’s head [...]

  • Rachel Reeves at odds with Bank of England over Revolut licence bid

    July 29, 2025

    Rachel Reeves has clashed with the governor of the Bank of England after trying to support Revolut in its protracted regulatory process to secure a full banking licence. The Chancellor is reported to have attempted to secure a meeting between financial watchdogs and Revolut in hopes of pushing forward its banking licence bid. But the [...]

  • Revolut banking licence bid goes down to the wire as key deadline looms

    July 8, 2025

    Revolut is facing a fresh regulatory headache in the UK amid mounting expectations it may miss a key deadline in the ongoing process to become a fully operational bank. The digital banking juggernaut received the green light for its UK banking licence from Britain’s banking watchdog last year after a three-year wait, which triggered a 12-month [...]

  • Starling Bank sets sights on US expansion

    June 26, 2025

    Starling Bank has set its sights across the Atlantic for future growth prospects as the UK fintech eyes a US banking licence or entering the market through an acquisition. The neobank took a £223m hit to profit in 2024, down from £301m in the previous year and has since scouted endeavours overseas to boost its [...]

  • Bank Aston to be first locally licensed Guernsey bank in 30 years

    June 12, 2025

    Bank Aston has secured a banking licence from the Guernsey regulator that will make it the first locally licensed bank in the jurisdiction within 30 years. Bank Aston positions itself as a specialist provider for offshore trustees, investment funds, and family offices, which are key sectors in the Channel Islands’ financial services industry. The firm [...]

  • Revolut’s long wait for a banking licence finally comes to an end

    July 25, 2024

    After more than three years, Revolut’s wait for a banking licence is finally over after it received authorisation from the banking watchdog.

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