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banking licence

  • Allica lands £350m in British Business Bank scheme aimed at fintechs

    Fintech

    Allica Bank has bagged lending backing from the UK’s state-owned economic development bank, in a scheme designed to bolster high-growth challengers that lend to small businesses. The London-based fintech – which sealed its status as a $1bn unicorn earlier this year – has landed £350m in the British Business Bank’s new ENABLE Guarantee scheme, City [...]

    London rail infrastructure and urban development captured in partnership with Allica Bank, showcasing modern transportatio...
  • Klarna swings back to profit after delivering second $1bn quarter

    Fintech

    Klarna has sealed its first quarterly profit since its blockbuster IPO last year as the firm’s cost-cutting pays off. The Swedish fintech unicorn booked a $17m profit in the first quarter of the year, marking a swing from a $90m loss in the prior year. The return to the black was driven by a 44 [...]

    Klarna IPO trading buzz with stock charts and investors analyzing market trends in a professional setting
  • ‘Dual squeeze’: FCA approvals for e-money licences plummet

    Fintech

    The number of successful applicants for e-money licences has plummeted in the last few years raising further questions over a slow down in market growth. Fresh figures – revealed in a Freedom of Information request by financial regulation consultancy Pathlight Associates – showed just 35 applicants were able to bag an electric money institution (EMI) [...]

    Klarna IPO announcement showcased on Times Square billboard, highlighting fintech growth and market anticipation
  • Barclays and Lloyds shares sink as political storm puts banks in tax sights

    May 12, 2026

    The UK’s banking giants led a major sell-off across the FTSE 100 this morning as a combination of political hazards hit the London stock market. Barclays was the top faller on the index shortly after market open, shedding over four per cent to 410.65p. Natwest was not far behind, also losing over four per cent [...]

  • Barclays consumer spending drops for first time since 2024

    May 12, 2026

    Consumers using Barclays credit and debit cards cut their spending for the first time in 17 months in the latest sign of turmoil facing the global economy. Total spending was down 0.1 per cent year-on-year marking the first drop since November 2024, where Brits were feeling the pinch of Labour’s first Budget. Consumers mainly drew [...]

  • FTSE 100 banks are facing £2.5bn of headwinds – HSBC and Barclays are in the firing line

    May 6, 2026

    The FTSE 100’s Big Five banks toasted a healthy profit stash in the first-quarter, but, says Samuel Norman, storm clouds are gathering on the horizon for the sector. The London market’s five biggest banks swallowed a bitter cocktail of economic risks in the first three months of the year leaving a bumper cash haul overshadowed [...]

  • HSBC profit drops after Iran war and private credit charges bite

    May 5, 2026

    HSBC missed its profit target in the first quarter of the year after the blue-chip lender booked a mammoth credit charge. The FTSE 100 giant – which boasts a huge £230bn market cap – recorded a pre-tax profit of $9.4bn (£6.5bn), missing the $9.6bn pencilled in by analysts. This figure is also down $100m on [...]

  • After Santander’s TSB takeover – who are the top players in UK banking?

    May 1, 2026

    Santander shocked the City last years after beating out its rivals to snap up TSB Bank. Now with the takeover complete, who are the major players in the sector? The near £3bn mega-merger of Santander and TSB has finally reached completion. And with it, Spanish-owned Santander is set to significantly beef up its UK presence [...]

  • Natwest shares slip as bank upgrades income on higher interest rates

    May 1, 2026

    Natwest breezed past profit expectations in the first quarter of the 2026 and is predicting a greater bump to its bottom line on the back of higher-than-expected interest rates. The FTSE 100 giant booked a £2bn pre-tax profit in the first three months of the year, up from £1.8bn in the same period last year [...]

  • Lloyds shares upgraded to ‘Buy’ after interest rates tailwind

    April 30, 2026

    Analysts at UBS slapped a ‘Buy’ rating on shares in Lloyds Banking Group as the financial services giant looks to receive a bump to its bottom line from the elevated interest rate path. Jason Napier, analyst at UBS, said: “Given the tailwinds from rate hedges… we see strong future momentum in profits as a relatively [...]

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