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Bank of England

  • Interest rate cuts would ‘boost growth’, businesses tell Bank of England

    May 15, 2025

    Further interest rate cuts by the Bank of England would get consumers to spend more and boost the economy in the coming months, business leaders have said after UK GDP grew by 0.7 per cent in the first three months of the year.  Economists at the Confederation of British Industry (CBI) and the Institute of [...]

  • Boost for Rachel Reeves as UK economy booms in first quarter

    May 15, 2025

    The UK economy surged by 0.7 per cent in the first three months of the year, official data has shown, suggesting firms boosted production ahead of Rachel Reeves’s tax rises in April and the threat of President Donald Trump’s tariffs.  Fresh data provided by the Office for National Statistics showed that the UK economy grew [...]

  • Secure Trust bolsters lending as it ‘monitors’ global turbulence

    May 15, 2025

    Specialist lender Secure Trust Bank delivered an upbeat first-quarter trading statement on Thursday with growth across lending and deposits. The London-listed lender posted a 3.2 per cent quarterly increase in its net lending to £3.7bn. This was up 10.5 per cent from the first quarter of 2024. The firm said its business finance and consumer [...]

  • FTSE 100 banks Lloyds and Natwest set to profit despite lower interest rates

    May 13, 2025

    Amidst a backdrop of waning interest rates, FTSE 100 banking giants such as Lloyds and Natwest look set to continue to profit, according to analysts. Lenders’ takings from net interest income (NII) remained steady in the first quarter, even after the Bank of England chopped interest rates four times to 4.5 per cent.  Since then, [...]

  • Interest rates may stay higher for longer says Bank of England

    May 12, 2025

    Several members on the Bank of England’s Monetary Policy Committee have warned that sticky inflation could stall further interest rate cuts this year in marked contrast to current analyst expectations.  Bank policymakers voted to lower interest rates to 4.25 per cent last week. Two MPC members voted for a 50 basis point cut, and another couple [...]

  • Bailey: Benefits of UK-US trade deal will depend on other agreements

    May 9, 2025

    Bank of England Governor Andrew Bailey has heralded the trade deal struck between the UK and US as “good news”, but cautioned that the UK’s economic prospects will still depend on agreements the US reaches with other trading partners. Speaking at an event in Reykjavik, Bailey welcomed the partnership announced by Donald Trump and Keir [...]

  • Mortgages rates set to fall after Bank of England interest rate cut

    May 9, 2025

    Analysts have predicted that the Bank of England’s decision to reduce interest rates on Thursday will encourage major banks to cut mortgage rates. Lower rates will be a major affordability boost for the UK’s housing market, which continues to price out young buyers unable to rely on financial gifts or savings. “If homebuyers can borrow more, they [...]

  • Interest rate cut hopes fade after Bank of England decision

    May 8, 2025

    City investors have lowered expectations of multiple interest rate cuts later in the year after the Bank of England decided to reduce rates to 4.25 per cent.  Prior to the Bank’s decision on Thursday at 12.02 pm, markets priced in around three more cuts this year in predictions that would take interest rates to 3.5 [...]

  • What the Bank of England’s interest rate cut means for your mortgage

    May 8, 2025

    The Bank of England has reduced rates by 0.25 percentage points to 4.25 per cent in a hotly anticipated cut that will leave homeowners with big decisions for their mortgage deals. The reduced cost for banks to borrow money will have broad implications for the mortgage market, as banks lower interest rates on loans. Major [...]

  • Lord Mayor to pay tribute to Winston Churchill and war heroes in VE Day speech

    May 8, 2025

    The Lord Mayor of London will give a speech at St Paul’s Cathedral to mark the 80th anniversary VE Day, in the City of London’s contribution to commemorations taking place around the UK.  Alastair King is set to pay tribute to heroes of the Second World War and to Sir Winston Churchilll on behalf of [...]

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