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Personal Finance

  • Parents forced to delay retirement to bankroll staggering university costs

    September 4, 2025

    Over a third of UK parents are postponing retirement to fund their children’s university education. According to a new study from wealth manager Rathbones, parents expect to work an average of five years longer than initially planned to afford increasingly higher education costs. However, more than a quarter estimate they will need to extend their [...]

  • Boost pension to avoid retirement poverty graduates warned

    September 1, 2025

    Graduates entering the workforce have been urged to begin topping up their pension pot, as retirement poverty worries continue to loom large. Nearly 90 per cent of recent university graduates believe pension planning is important, but pressing financial matters have shifted their focus away from saving for retirement, according to research from insurance provider Standard [...]

  • What has caused the M&A surge in the UK financial sector?

    August 27, 2025

    The UK financial sector has seen an influx of merger and acquisition (M&A) activity so far this year as investors look to capitalise on emerging opportunities in the market. Growing economic stability in both the private and public markets, following a period of instability caused by inflation and soaring interest rates, has sparked a renewed [...]

  • Younger Brits turn to AI for financial advice

    August 21, 2025

    Brits are increasingly turning to AI tools to access financial tips as the “advice gap” grows wider. Two thirds of people are either considering or already using AI tools to gather personal finance advice, new research from financial comparison platform Finder has found. Two in five people opted to use generative AI, such as ChatGPT [...]

  • Generation games: young people don’t see property as key to retirement

    August 20, 2025

    Younger generations are taking a “more flexible approach” towards saving for retirement, amid concerns that traditional savings routes won’t be enough to rely on. The majority of younger generations see both pensions and property playing “key parts in their financial future”, according to the latest Standard Life retirement voice research, surveying 6,000 people. Over 50 [...]

  • Savers could miss out on £37,000 from reluctance to invest in stocks

    August 19, 2025

    An ongoing lack of confidence in retail investing could be costing UK individuals a staggering amount of money, as people continue to opt for the safety of cash savings. Apprehension to enter the stock market could cause people to miss out on an average of £37,000 compared to investors, according to savings platform Moneybox’s financial [...]

  • Brits could be missing out on cheaper home insurance deals

    August 12, 2025

    UK customers could be missing cheaper home insurance deals by failing to shop around for cheaper covers. One in four homeowners auto-renew their home insurance without looking for better quotes, potentially causing them to lose out on cheaper deals or extras, according to a survey from financial services comparison platform Go Compare. Of the 2,000 [...]

  • Women at risk of running out of pension wealth seven years into retirement

    July 24, 2025

    Women are retiring with significantly less pension wealth than men, leaving them at greater risk of running out of wealth just seven years into retirement, new analysis has found. Gen X women, aged 55-59, have just £81,000 in their pension on average, compared to the £156,000 held by men of the same age, leaving them [...]

  • Reeves puts cash ISA reform on ice ahead of Mansion House speech

    July 11, 2025

    Rachel Reeves is expected to backtrack on plans to cut the tax-free allowance for cash ISAs, amid growing criticisms and building societies reporting a jump in new accounts being set up.  “Differing views” from within government and a longer consultation time with the financial sector have contributed to the pause in the policy, according to [...]

  • The best current account switch offers

    June 25, 2025

    It’s easy to neglect your current account. Perhaps you’ve been with the same bank since you opened your first account, and you haven’t reviewed it since. Or maybe you bank with a particular bank because your parents do.  Or perhaps you have considered switching, because you’ve heard that some banks are handing profits back to [...]

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