Pensions Regulator tells companies to prioritise pensions payments over shareholder dividends March 5, 2019 The Pensions Regulator has said employers who are unable to fill funding gaps in their pensions schemes should stop paying dividends to shareholders, amid concerned companies are prioritising shareholders at the expense of pension payments. The regulator said on Tuesday it was “concerned about the disparity between dividend growth and stable deficit repair contributions (DRC)”. [...]
New solutions needed for defined benefit pension schemes March 1, 2019 | City Talk The Cass Pensions Institute says new solutions are needed in stressed defined benefit pension schemes to prevent intergenerational inequities. The Institute has responded to the Department of Work and Pensions Green Paper, Security and Sustainability in Defined Benefit Pension Schemes. The Greatest Good 2 paper follows up and reconfirms the findings of an 2015 Pensions [...]
How to build an investment income generating machine February 28, 2019 | City Talk By Jemma Jackson from interactive investor. As we celebrate 20 years of ISAs, we reveal how patient investors can construct a lucrative portfolio. The launch of ISAs in 1999 did not get off to an auspicious start, being swiftly followed by the dotcom bust between March 2000 and March 2003. Indeed, the last two decades [...]
Funds and investment trusts for all the family February 26, 2019 | City Talk by Jemma Jackson from interactive investor. As the current tax year approaches an end, interactive investor selects some great funds for your ISA. Whilst reviewing or selecting an ISA portfolio might seem like a solo pursuit (the clue is in the name – Individual Savings Account), it doesn't have to be. interactive investor explains why [...]
Pearson to unveil £500m pension insurance deal with Legal & General February 21, 2019 Publishing giant Pearson is set to announce a £500m deal with Legal & General (L&G) in a bid to shore up its pensions liabilities, Sky News reported. The FTSE 100 firm, which specialises in education, will announce the deal tomorrow alongside its annual results, according to the report. Read more: Pearson sells US school textbook [...]
How to choose a provider for your Stocks and Shares Isa February 14, 2019 Isas are a popular way for savers to squirrel away money. And given that these savings accounts are free from both capital gains and dividend tax, the Stocks and Shares Isa is particularly appealing to investors. With all that said, not all Isas are created equal, and charges can vary wildly across providers. Platforms can usually be divided into those [...]
Investing in an Isa? Avoid these common behavioural mistakes February 14, 2019 Just before the end of the tax year, there’s the usual Isa rush where banks offer their best rates to entice you to hand over your money. Given that the returns are tax-free, it might seem like a no-brainer, and often, taking out an Isa will make sense. But it’s not necessarily always the case. [...]
Saving into a Junior Isa is a great way for new parents to invest in their children’s future February 14, 2019 Think back to when you turned 18 years old. What would you have done if, on that birthday, you were handed £40,000? Would you have splurged it all on travelling the world during a gap year, or would you have been prudent and put it towards a housing deposit? You could have used it to [...]
Thinking of investing in your employer’s Workplace Isa scheme? Here’s your guide February 14, 2019 From a simple savings account to a product that helps you buy your first home, we are not short of Isas to choose from. And with 10.8m adults subscribed to at least one type of Isa in the last tax year, they’re also very popular. But, unless your employer offers it, there is one type [...]
How to make your pension last a lifetime February 11, 2019 | City Talk New pension freedoms bring flexibility, but not necessarily peace of mind. Moira O’Neill discusses some amendments to this outdated retirement rule. It’s terrifying to think of running out of money in your later years but it would be devastating to go through retirement scrimping and saving when you could have had a better life. And [...]