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Banking

  • UK banks lead peers in preparation for global Basel rules – but costs are mounting

    May 17, 2023

    UK banks are leading their global rivals in the implementation of the latest update to international banking standards, according to new research. According to new EY research, all of the UK banks surveyed have put measures in place to comply with the new rules, known as the Basel III reforms. This compared to only 61 per [...]

  • Wells Fargo reaches £800m settlement with shareholders over recovery from scandals

    May 16, 2023

    Wells Fargo has agreed to pay $1bn (£798m) to settle a lawsuit accusing it of defrauding shareholders about its progress in recovering from a series of scandals over its treatment of customers. A preliminary settlement of the proposed class action was filed late Monday night with the federal court in Manhattan, and requires a judge’s [...]

  • HSBC aims to grow its Asian business amid pressure from top shareholder Ping An

    May 15, 2023

    HSBC has unveiled plans to bolster revenues in its Asia business amid mounting pressure from its top shareholder to improve performance across the region. The banking giant told investors it is aiming for revenues in Asia’s wealth business to grow by up to 9% in the next three to four years. It also wants to grow [...]

  • £233bn stuck in zero-interest accounts as pressure grows on banks to improve advice

    May 15, 2023

    As banks come under fire for offering “measly” rates to savers, new figures reveal many are leaving hundreds of billions of pounds lying idle in zero-interest accounts. Some £233bn is being held in zero-interest accounts, according to Bank of England Data analysed by asset management firm Bowmore. This is up from the total held in [...]

  • Banks set to ramp up lending as UK economy dodges recession

    May 15, 2023

    Banks are expected to ramp up their lending this year as the UK economy dodges the gloomiest recession predictions and the housing markets shows signs of some revival, according to a panel of top economists. Total UK bank loans are now expected to rise 1.2 per cent this year, a net increase of £29bn, upgraded [...]

  • Disney woes and health of banks edged Wall Street lower

    May 12, 2023

    Wall Street edged lower on Thursday, weighed down by a sharp drop for the Walt Disney Company and flaring fears about the health of some US banks. The S&P 500 lost 7.02 points, or 0.2 per cent, to 4,130.62, with two out of every three stocks in the index falling. The Dow Jones Industrial Average [...]

  • Fintech calls for anti-fraud tax to tackle scamming epidemic

    May 11, 2023

    Tide has argued the government should introduce an anti-fraud tax to fund the battle against fraud as the fintech firm criticised the lack of ambition in the recently released fraud strategy. Although Tide – which provides mobile banking services for SME businesses – welcomed the creation of a National Fraud Squad, it argued it was [...]

  • HSBC fined £12m by US watchdog due to ‘widespread and longstanding failures’ in bank’s Whatsapp use

    May 11, 2023

    HSBC has been fined $15m (£12m) by the US Securities and Exchange Commission (SEC) as banks continue to pay the price for the use of private messaging services such as Whatsapp.  The penalty was issued in response to “widespread and longstanding failures” by the bank and its employees to “maintain and preserve electronic communications.” According [...]

  • Top shareholder advisory firm U-turns to back JP Morgan pay plan after misinterpreting data

    May 11, 2023

    Influential shareholder advisory firm Institutional Shareholder Services (ISS) has U-turned on its initial recommendation to reject the pay packages for senior executives at JP Morgan.   Just last week ISS had urged shareholders to vote against executive’s pay packages. However, JP Morgan wrote a letter to the firm on Monday, arguing it had wrongly interpreted data [...]

  • Pacwest shares slump as US lender moves to boost borrowing capacity

    May 11, 2023

    Shares of Pacwest Bancorp slumped 25 per cent premarket on Thursday as the bank pledged additional assets as collateral to increase its borrowing capacity under the US Federal Reserve’s discount window and said it had $15bn (£11.9bn) of immediately available liquidity. The lender pledged an additional $5.1bn of its loans to the central bank on [...]

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