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Banking

  • ‘Debanking’ driven more by cost and reputation than tackling financial crime, MPs find

    February 21, 2024

    A group of MPs has accused banks of closing customers' accounts mainly due to cost and reputation, rather than clamping down on financial crime, amid a gulf between "debanking" and anti-fraud enforcement.

  • Barclays embarks on biggest shake-up since financial crisis after difficult decade

    February 20, 2024

    Barclays has sought to draw a line under a difficult decade with a marathon investor presentation laying out a three-year plan to restructure the bank.

  • Barclays chief CS Venkat: ‘We are creating a simpler, better, more balanced bank’

    February 20, 2024

    Barclays chief executive CS "Venkat" Venkatakrishnan has announced that the bank will become "simpler, better and more balanced" in a much-anticipated update on its restructuring plans.

  • Distressed commercial real estate debt outweighs reserves at six biggest US banks

    February 20, 2024

    Commercial real estate has been an area of concern in the US for the last few years with the pandemic and the rise of flexible working denting office valuations. 

  • Challenger Monzo to cement £4bn valuation in new funding round

    February 20, 2024

    The challenger bank could finalise a deal by the end of the month to raise as much as £350m of capital, people familiar with the matter told the FT.

  • Capital One announces tie-up with Discover in $35.3bn deal creating payments giant

    February 20, 2024

    "Our acquisition of Discover is a singular opportunity to bring together two very successful companies with complementary capabilities and franchises," said Richard Fairbank, founder, chairman and chief executive officer of Capital One said.

  • Barclays plans to return £10bn to shareholders and cut £2bn in costs by 2026

    February 20, 2024

    Barclays has unveiled a drop in annual profits as the bank undergoes a sweeping restructuring designed to save £2bn in costs and return £10bn to shareholders by 2026.

  • The Notebook: LSEG’s data business success calls LSE into focus

    February 20, 2024

    Where the City’s movers and shakers have their say. Today, it’s City A.M.’s own editor Andy Silvester with the pen.

  • Pockit: Fintech boss on ‘debanking’ and plans to fill gap left by Amigo and Wonga

    February 19, 2024

    While the term “debanking” has become a staple since last summer, the issue of financial inclusion has been a priority for Virraj Jatania for years.

  • High interest rates set to dampen lending to firms in 2024 before rebound next year

    February 19, 2024

    High interest rates are expected to limit banks' lending to businesses this year before a rebound in 2025, according to a new forecast, as sticky inflation and high interest rates dent firms' confidence.

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