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Banking

  • Banks set to escape tax raid from Rachel Reeves after lobbying

    November 6, 2025

    Rachel Reeves is expected to avoid a cash grab on Britain’s banking titans in her forthcoming autumn Budget after the industry flagged concerns around international competitiveness. The Chancellor is understood to be hesitant on targeting the banks for a cash raid after a string of warnings from top industry chiefs on the impact on economic [...]

  • Lloyds boss ‘concerned’ with motor finance impact on UK investability 

    November 5, 2025

    The boss of Lloyds Banking Group told has lawmakers there was a “deeply important” investability issue in the financial watchdog’s proposed motor finance redress scheme. Charlie Nunn said, in a session with the House of Lords Financial Services Regulation Committee on Wednesday, he was “concerned” about investability and sentiment towards the UK following the regulator’s redress. “Having a [...]

  • City watchdog extends motor finance consultation after backlash

    November 5, 2025

    The City watchdog has extended its consultation for its motor finance redress scheme following mounting backlash from lenders and consumers. The Financial Conduct Authority (FCA) announced that it would push back the deadline – initially scheduled for 18 November – to 12 December at 5:00pm. The final criteria of the scheme is expected to be [...]

  • Vanquis warns of £7m motor finance hit if FCA does not change course

    November 5, 2025

    Vanquis Banking Group has warned it may be forced to hike provisions for the motor finance scandal to £7m if the financial watchdog does not switch lanes on its redress scheme. The specialist lender said it recognised a £3m provision in its third-quarter results, which follows the Financial Conduct Authority (FCA) pledging an industry-wide redress [...]

  • Motor finance backlash mounts with calls to pull £4bn from lenders

    November 3, 2025

    The financial watchdog is back in the hot seat as criticism of its controversial motor finance redress scheme continues to mount.  A fresh report from the All-Party Parliamentary Group (APPG) on Fair Banking has blasted the City watchdog for a “£4.4bn billion gap” in the proposed scheme.  The group accused the regulator of being “influenced [...]

  • Rachel Reeves’ banking reforms ‘unlikely to be transformative’

    November 3, 2025

    Rachel Reeves’ financial services growth mission faces a major blow with top City voices warning her regulatory reforms won’t be transformative. The Chancellor unveiled her Leeds Reform package intended to “rewire the financial services industry” in July this year. Whilst the moves were cheered by industry bigwigs, analysts have raised concerns the changes will fail [...]

  • Motor finance, Madoff fraud, tax fears – bank shares defy the noise

    October 31, 2025

    A motor finance battle, hefty impairment charges and the shadow of 2008 all cast over banks third-quarter results but beneath the fog investors are rewarding the FTSE 100’s top lenders for another bumper quarter. The FTSE 350 banks index has risen nearly four per cent this month and is up 17 per cent for the [...]

  • The tax trap catching thousands of working pensioners

    October 30, 2025

    Thousands of working pensioners found themselves ensnared in the income tax trap last year, as frozen thresholds yanked them into the higher tax bracket.  According to a freedom of information request to HMRC by Interactive Investor, 77,000 pensioners found themselves paying 60 per cent income tax, up from just 34,000 three years ago. It was [...]

  • The best cash bonus deals for switching current accounts

    October 30, 2025

    UK banks and building societies are handing out hefty cash bonuses to entice customers to switch accounts, with Nationwide among the sweetest offers. The building society recorded 54,347 switches between April and June, largely driven by its £200 switch incentive. Its Fairer Share scheme, which offers a one off bonus payment of £100, was also [...]

  • Standard Chartered shares hit 12-year high after income upgrade

    October 30, 2025

    Banking giant Standard Chartered has upgraded its income target for the full-year after its booming wealth business powered profit higher. The FTSE 100 lender posted a pre-tax profit of $1.8bn (£1.36bn) in the three months to September, ahead of the $1.5bn pencilled in by analysts. Shares in the bank jumped to a 12-year high after [...]

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