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  • Central bank independence won’t last

    December 4, 2011

    SLOWLY but surely, the case for central bank independence is being undone. It may not look like it, with central bankers being afforded even greater powers than before the recession, but we are probably at the high watermark of their influence and autonomy. At some stage, as it becomes clear that monetary policy has turned [...]

  • City A.M.’s at-a-glance guide to the key points of Osborne’s mini-Budget

    November 29, 2011

    UK ECONOMIC OUTLOOK • The Office for Budget Responsibility (OBR) has slashed the growth forecasts it made in March. • Its central forecast for 2011 has been revised down to 0.9 per cent from the 1.7 per cent March prediction. It expects 0.7 per cent year-on-year GDP growth in 2012, instead of 2.5 per cent. [...]

  • S&P slaps downgrades on 15 major global banks

    November 29, 2011

    SOME OF the world’s biggest banks were hit with credit rating downgrades from ratings agency Standard & Poor’s yesterday after a sweeping overhaul of the criteria it uses to assess institutions’ financial strength. S&P downgraded 15 banks after reviewing the ratings of 37 major institutions. It dropped seven of the top US banks by one [...]

  • WHAT DOES THE CHANCELLOR’S BUDGET MEAN FOR YOU?

    November 29, 2011

    PWC’S BUDGET TEAM SAYS: The restricted rises in tube fares will help Catherine’s travel costs and so too will the fuel duty increases being less than expected. The bank levy increase from 1 January 2012 may hit Catherine’s clients in the financial services sector although they will be buoyed by the chancellor George Osborne’s reluctance [...]

  • Chancellor’s plans are a mixed bag

    November 27, 2011

    THIS week’s Autumn statement by the chancellor will be like the proverbial curate’s egg: good in parts, bad in others, and as a result not entirely digestible. While bits of George Osborne’s plans rightly focus on liberating companies and individuals, others involve creating special schemes, funds and interventions, many of them gimmicks, and seek to [...]

  • WHAT THE OTHER PAPERS SAY THIS MORNING

    November 22, 2011

    FINANCIAL TIMES NOMURA STEPS UP ASSET SALE PLANS Nomura has approached big private equity firms about the possible sale of domestic businesses, including its real estate arm, as the Japanese bank moves to shore up its capital buffers. Several people familiar with the preliminary talks with parties including KKR and TPG said the bank was [...]

  • Housebuilders to get £900m subsidy

    November 21, 2011

    THE GOVERNMENT put its balance sheet at the disposal of thousands of would-be homeowners yesterday, unveiling what it called an “innovative” scheme that will see the state underwrite mortgages for buyers of new-build homes. It also announced that it is earmarking £900m in subsidies for housebuilders on the grounds that building homes creates jobs and [...]

  • Let’s not go back to sub-prime loans

    November 21, 2011

    THERE are two ways one can address a problem caused by faulty policies: by tackling its root causes – or by addressing some of its manifestations, and risk creating more issues thanks to the law of unintended consequences which plagues all government actions. Regrettably, when it comes to house prices, the government is largely going [...]

  • BOOST FOR MORTGAGES

    November 21, 2011

    THE GOVERNMENT will today launch a scheme to encourage first-time buyers to take out 95 per cent mortgages even as new figures show the largest monthly drop in house prices since before the financial crisis. Prime Minister David Cameron and his deputy Nick Clegg will today unveil a plan to “help people get on the [...]

  • Let’s not go back to sub-prime loans

    November 20, 2011

    THERE are two ways one can address a problem caused by faulty policies: by tackling its root causes – or by addressing some of its manifestations, and risk creating more issues thanks to the law of unintended consequences which plagues all government actions. Regrettably, when it comes to house prices, the government is largely going [...]

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