Cash ISA limit cut: why your tax-free savings are still vital December 4, 2025 Chancellor Rachel Reeves slashed the annual limit for cash ISAs. But this isn’t their death knell – they still have a very valuable place as part of a diversified portfolio. It’s all change for ISA limits For many savers, the cash ISA has been a huge success story. It’s given them a lower-risk, tax-free way [...]
Growing threats to UK financial stability December 4, 2025 What keeps you up at night? For the governor of the Bank of England it’s a long list of threats to the UK’s financial system – so let’s take a look at them. The Bank of England’s latest financial stability report makes for a sobering read. It says “risks to financial stability have increased during [...]
Boxing day bounce set to kick-start housing market December 2, 2025 A traditional jump in Brits looking for properties at Christmas is set to boost the UK’s housing market after a slow Autumn. With families gathered, people considering their new year’s housing ambitions, and extra downtime leading to browsing on phones and laptops, estate and letting agents are consistently reporting an uplift in enquiries, according to [...]
Reeves accused of misleading country over ‘black hole’ in public finances November 28, 2025 Rachel Reeves is in the firing line for “misleading the country” after the chair of the fiscal watchdog poured cold water over claims there was a black hole in public finances. In a new letter addressed to the chair of the Treasury select committee, the OBR chair Richard Hughes said he was taking the “unusual [...]
It’s not just LISAs: Stamp duty land tax is a London problem too November 25, 2025 Getting on the property ladder is getting harder and harder for young people. Dwindling housing supply coupled with growing demand for property has left sellers receiving offers significantly above the asking price, with squeezed buyers turning to family members to fund ballooning deposits. But the costs do not end when the keys are handed over. [...]
Everything we know about Rachel Reeves’ Budget – from mansions to milkshakes November 24, 2025 In the run-up to the mother of all Autumn Budgets to be delivered by Chancellor Rachel Reeves this week, tax rumours have run wild, infecting the minds of businesses and working Brits while adding to the sense of peril that a botched fiscal event could bring. Investors are running scared. Voters fear looming betrayal. Gamblers [...]
KBRA Assigns Preliminary Ratings to Cheshire 2021-1 PLC November 21, 2025 KBRA UK (KBRA) assigns preliminary ratings to six classes of notes issued by Cheshire 2021-1 PLC (Cheshire Refinance), a static RMBS securitisation backed by a non-conforming portfolio of performing and reperforming mortgage loans. Cheshire Refinance will be a refinancing of the original Cheshire 2021-1 PLC transaction, which closed in September 2021 (50.7% of the portfolio) [...]
Our savings are lazy – the Budget must put them to work November 20, 2025 Rachel Reeves should cut the cash ISA limit and redirect savings into British equities, says Steven Fine The old saying in finance is that “money never sleeps”: but a lot of ours is lazy. Today Britain sits on nearly a trillion pounds of ISA savings, yet too little is being put to work in our [...]
KBRA Releases 2025 European Structured Finance Symposium Recap November 17, 2025 KBRA releases a recap of the 2025 European Structured Finance Symposium, held in London on 14 November. The company hosted structured finance (SF) professionals at the May Fair Hotel to discuss key trends and developments shaping the SF market. This year’s symposium featured industry leaders across four panels, each moderated by a KBRA analyst. Discussions [...]
KBRA Releases Research – 2026 European Structured Finance Sector Outlook: Resilient Foundations Supporting Continued Growth November 13, 2025 KBRA releases its 2026 European Structured Finance Sector Outlook. The report highlights how the European structured finance market is entering 2026 from a position of relative strength, underpinned by sound credit fundamentals across most sectors. Although geopolitical tensions and trade uncertainties continue to pose risks, the overall outlook remains one of cautious optimism, supported by [...]