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  • What the other papers say this morning

    January 16, 2011

    FINANCIAL TIMES RBS DIRECTOR TO STEP DOWN FROM BOARD One of the last Royal Bank of Scotland directors to remain on the bank’s board from the days of Sir Fred goodwin is poised to step down from his role. Colin Buchan, 56, a former UBS investment banker who until recently was chairman of RBS’s remuneration [...]

  • Fed makes $81bn profit

    January 10, 2011

    THE US Federal Reserve reported record earnings yesterday, with profits jumping by more than 50 per cent to $80.9bn (£52bn) thanks to vast interest payments on its lending programmes. The Fed will turn over more than $78.4bn to the US Treasury, its highest ever contribution, as its $2.16 trillion portfolio of securities including US government [...]

  • Asia bank fees trump Europe

    January 6, 2011

    ASIAN financial services have continued to grow on the global stage, showing a 22.2 per cent lift in investment banking fees taken in the region over the last year, as payments to European banks fell. Companies in Asia surged to contribute £12.8bn last year, as fees taken globally by investment banks jumped nine per cent [...]

  • Key dates to watch in 2011

    January 6, 2011

    JANUARY is traditionally a month of self-imposed austerity and resolutions to do better. Despite a recovering economy, in an environment of high unemployment, rapidly rising prices and a less generous state, keeping one’s finances under better control ought to be topping many 2011 resolution lists. While the VAT rise will be foremost in all of [...]

  • More credit for small UK businesses but housing market slump continues

    January 6, 2011

    BANKS are increasing their lending to small businesses and expect to raise the availability of credit in the coming months, a Bank of England report revealed yesterday. Yet demand for mortgages is low and expected to keep falling, according to the credit conditions survey. And fears over falling house prices are preventing some lenders from [...]

  • Lenders expect stable credit conditions

    January 6, 2011

    Lenders expect credit conditions to remain broadly steady in the first quarter of 2011 but are bracing for a further drop in mortgage demand and slightly higher losses from mortgage defaults, a survey by the Bank of England showed. The central bank’s quarterly credit conditions survey highlights the continued reluctance among banks to extend credit [...]

  • The City is back but under new management

    December 21, 2010

    BRITAIN’S financial landscape has been transformed since we last shone a light on the City’s most powerful figures two years ago. The City A.M./CityJet Power Hundred 2011 list ranks the most influential figures in UK finance as we head into the new year. It should be no surprise that it is very different from 2009. [...]

  • FSA probes Swift mortgage firm

    December 20, 2010

    MORTGAGE company Swift Advances has been under investigation by City watchdog the FSA since July 2009, the firm revealed in recent accounts. The public company said the group is likely to incur £9.4m of costs linked to the probe into its handling of mortgage arrears and lending practices, including a potential fine. The Office of [...]

  • Mortgage lending slumps to lowest point for a decade

    December 20, 2010

    MORTGAGE lending has sunk to its lowest level since 2000 for five consecutive months, it was revealed yesterday. In November lending dropped by five per cent to £11.1bn compared to the previous month, according to the Council of Mortgage Lenders (CML). A huge 10 per cent drop from last year’s November figures is partly accounted [...]

  • UK has fewer empty homes

    December 19, 2010

    THE number of English homes left standing empty for six months or longer dropped for the first time in three years last year, in a sign that a stagnant housing market and high rental demand is pushing up occupancy levels. The number of long-term empty private houses dropped by more than 20,000, or six per [...]

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