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  • BofA shares slide on fresh lawsuit fears

    August 30, 2011

    BANK of America Merrill Lynch saw its shares fall again yesterday over a backlash against its plan to settle $8.5bn (£5.2bn) of mortgage disputes. The Federal Deposit Insurance Corporation, which manages failed US banks, and dozens of other investors objected to BofA’s plan to resolve huge claims from investors sold subprime bonds by mortgage lender [...]

  • Mortgage approvals pick up but consumer loans lose pace

    August 30, 2011

    LENDERS approved the highest number of mortgages since May 2010 last month, but growth in consumer borrowing slowed more severely than expected, according to Bank of England figures. The Bank said 49,239 mortgages were approved in July, rising from an upwardly revised 48,500 in June. Gross lending secured on dwellings stood at £11.3bn last month, [...]

  • Cheaper long-term mortgages are back

    August 30, 2011

    MORTGAGE rates are plummeting. Interest rates on gilts and swaps – those things that indicate the price of fixed-rate mortgages – have been heading downwards for some time and look to set to stay there. Now lenders seem to have caught on and have started dishing out the goods. Last week, Chelsea Building Society launched [...]

  • Mortgage approvals up but borrowing weak

    August 30, 2011

    Lenders approved the highest number of mortgages since May 2010 last month, but unsecured consumer borrowing was unexpectedly weak, Bank of England figures showed. Separate figures showed the Bank’s preferred money supply gauge – M4 excluding intermediate other financial corporations – picked up to show growth of 0.6 per cent on the month, after a [...]

  • BofA sells half of CCB shares

    August 29, 2011

    BANK OF America is selling half of its holdings in China Construction Bank to a group of unidentified investors for $8.3bn (£5.1bn), in a deal which marks the troubled bank’s latest efforts to shed assets and boost capital. The US bank, which owns the highly renowned investment bank Merrill Lynch, declined to name the purchasers [...]

  • Halo effect: Sage of Omah invests $5bn in buffeted Bank of America

    August 25, 2011

    BILLIONAIRE investor Warren Buffett rode to the rescue of America’s biggest lender yesterday with a $5bn (£3bn) investment in the beleaguered Bank of America Merrill Lynch (BofA). Buffett’s investment provides a much-needed vote of confidence in BofA, which has seen its share price halve this year as it has fought to convince investors it had [...]

  • Gloomy American data fuels recovery doubts

    August 18, 2011

    SHOCKINGLY negative economic data rattled markets in New York yesterday, adding to an ultra-bearish day for equities. Claims for US unemployment benefits rose; home sales dropped; inflation picked up; and a Philadelphia factory index collapsed to worse than a two year low. The gauge of factory activity in the Mid-Atlantic region fell off a cliff, [...]

  • Mortgage lending slows in UK

    August 18, 2011

    The rate of UK house-buying is set to fall again in the next few months, experts warned yesterday, after new data showed the faltering recovery in UK mortgages ground to a halt in July. Bob Pannell, chief economist of the Council of Mortgage Lenders (CML), said Britain had been hit by the effects of the [...]

  • Mortgage lending subdued

    August 18, 2011

    Mortgage lending shows no sign of picking up, according to the latest figures from the Council of Mortgage Lenders (CML). Gross new lending, for both house buyers and those remortgaging, fell by one per cent in July to £12.6bn. That was also six per cent down from the figure for July last year. The CML [...]

  • BofA in credit card arm sale to add capital

    August 15, 2011

    MERRILL Lynch owner Bank of America is to shut down or sell off its credit card businesses in the UK, Ireland and Canada as it seeks to build a “fortress balance sheet” against legal claims, it said yesterday. Bank of America sold its $8.6bn (£5.3bn) Canadian credit card portfolio to local banking group TD Bank [...]

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