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  • UK banks still ‘resilient’ but BoE warns of ‘urgent need’ to address less regulated areas of finance sector

    March 29, 2023

    UK banks are “resilient” despite global banking turmoil, the Bank of England said today, but warned there was an “urgent need” for further rules in the less tightly regulated market-based finance sector.  Amidst volatility in the financial sector following Silicon Valley Bank’s collapse and the emergency acquisition of Credit Suisse by UBS, the Bank reaffirmed [...]

  • FTSE 100 close: Barclays charge runs out of steam as Deutsche Bank swings to losses

    March 28, 2023

    London’s FTSE 100 was pulled higher by banks clawing back losses yet again today, with Barclays and Standard Chartered initially leading the charge before running out of steam heading into the close. The capital’s premier index jumped 0.17 per cent to 7,484.26 points, while the domestically-focused mid-cap FTSE 250 index, which is more aligned with [...]

  • Andrew Bailey dismisses banking volatility as ‘testing out’ but stresses BoE remains ‘vigilant’

    March 28, 2023

    Andrew Bailey today dismissed recent volatility in the banking sector as “testing out” firms although he stressed that officials in the UK remained “very vigilant” for further signs of friction.  Responding to a grilling by MPs on the treasury committee, the governor of the Bank of England said “there’s been quite sharp moves in markets [...]

  • The Notebook: Victoria Scholar on inflation, Ocado’s woes, and why Ted Lasso is a blessed relief

    March 28, 2023

    The Bank of England governor Andrew Bailey has warned firms against rising prices to offset inflation. He told the BBC, “please understand if we get inflation embedded, interest rates will have to go up further and higher inflation really benefits nobody.”  The latest UK inflation rate for February surprised economists by picking up again to [...]

  • We will need to hear more from the Bank if a credit crunch follows this banking ‘crisis’

    March 28, 2023

    Well, you can’t say he laboured the point. Andrew Bailey limited his commentary on the banking crisis / gentle banking wobble to just one paragraph in his speech last night at the London School of Economics, but he made himself clear enough: further rate hikes are on the way unless something dramatic changes in the [...]

  • Why the Bank of England and Fed could welcome Credit Suisse and Silicon Valley Bank failures

    March 28, 2023

    There’s been reams and reams of wild predictions about whether we’re slipping into another financial crisis, triggered by the collapse of US tech lender Silicon Valley Bank (SVB) and Credit Suisse’s arranged marriage with its crosstown rival UBS. Blackrock chief Larry Fink even warned in his annual letter to shareholders we’re slipping into a slow [...]

  • Andrew Bailey: Our banks are sound – we’ll keep hiking if inflation persists

    March 27, 2023

    The Bank of England will be forced to jack up interest rates again if incoming data shows inflation is not falling fast enough in response to the central bank’s eleven straight rate rises, Governor Andrew Bailey said today. Further pain will be needed to be borne by families and businesses if price pressures keep pinning [...]

  • UK recession still on the cards after aggressive Bank of England interest rate hikes

    March 27, 2023

    A recession is still on the cards in the UK despite the economy performing much better than experts predicted just a few months ago, new forecasts out today project. Higher interest rates and households responding to the cost of living crunch gripping their finances by trimming spending is tipped to push GDP 0.3 per cent [...]

  • UK household debt swells past £2 trillion for first time ever

    March 27, 2023

    Family debt has swelled past £2 trillion for the first time ever in a sign Brits are whipping out their credit cards to fund spending amid the cost of living crunch, new research out today reveals. Household debt is now nearly the same size as the entire UK economy (£2.2 trillion) and has been pushed [...]

  • We’re living with the impact of a decade of a Goldilocks approach to interest rates

    March 27, 2023

    We are in an hangover era of monetary policy, recovering from a period when bad news was considered good news by investors. We must work to change that outlook, writes Charles White-Thomson

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