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1103 Search results for mortgage approvals

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  • How likely is a UK property market crash and what IS happening with house prices?

    March 31, 2023

    This week prospective buyers were hit with another flurry of less-than optimistic reports about the outlook for the housing market; house prices continued to fall in value and mortgage approvals struggled to get above pre-pandemic levels.  Nationwide’s report found that house prices fell 3.1 per cent in March, the largest annual decline since July 2009 [...]

  • House prices fall in largest annual drop since 2009 as inflation and higher borrowing costs dampen property market

    March 31, 2023

    House prices fell 3.1 per cent in March, the largest annual decline since July 2009 as consumer confidence remained weak and household budgets came under increasing pressure from high inflation. According to data from Nationwide, East Anglia, which was the strongest performing region last quarter, saw a significant slowdown, with prices falling 1.8 per cent  [...]

  • Mortgage approvals snap back following mini budget chaos, but net lending at lowest since 2016

    March 29, 2023

    Mortgage approvals have improved for the first time since August, as the market begins to shake off the stress of the mini-budget, however experts have warned that the housing market will “remain price sensitive”.  According to the Bank of England’s Money and Credit report for February, net mortgage approvals for house purchases increased to 43,500 [...]

  • Bank of England backs ‘substantial’ LDI cash buffer boost to prevent repeat of mini budget chaos

    March 29, 2023

    Pension funds that borrow hundreds of billions of pounds to maximise returns for clients need to keep more money aside to withstand a repeat of the financial market aftershocks which followed Liz Truss’s mini-budget, the Bank of England has recommended. Liability driven investment (LDI) funds that are used by retirement funds to boost returns for [...]

  • Rishi Sunak urged to block Liz Truss’s reported resignation nominations

    March 25, 2023

    Former prime minister Liz Truss reportedly nominating four close supporters for peerages has sparked outrage among opposition MPs.

  • Mini budget continues to wreak havoc on the UK housing market as annual sales dive 18 per cent

    March 21, 2023

    UK property transactions fell four per cent in February as the fall out from last September’s mini budget continued to drive down the UK’s housing market.  Sales of residential property fell 18 per cent during the year with just 76,920 transaction across the UK, as buyers were forced to deal with higher borrowing costs as [...]

  • London house prices fall but still almost double national average according to Halifax property index

    March 7, 2023

    London house prices have fallen by almost one per cent from January, but property in the capital still costs £240,000 more than the national average. Halifax’s latest house price index for February showed the rate of annual national growth slowed across the UK, with the average property now sitting at £285,476. In the capital however, [...]

  • Why housebuilders’ share prices are sinking – despite healthy industry profits

    March 5, 2023

    If you quickly skim over the financial results of any major residential home builder you would presume that business, for the most part, is doing quite well.  Just last week a flurry of housebuilding companies revealed their earnings for 2022 with major players in the market such as Persimmon and Taylor Wimpey seeing profits of [...]

  • Taylor Wimpey profits up nearly 22 per cent at £827m as builder notes signs of housing market ‘improvement’

    March 2, 2023

    Taylor Wimpey said it “acted quickly” to address rapidly changing market conditions, as the London-listed construction group reported 3.2 per cent year-on-year growth in revenue to £4.4bn during the year ending 2022. The group reported pre-tax profits of £827m, a rise of 21.8 per cent from £678m in the same period last year.  As inflation [...]

  • Housing market: Shares in FTSE 100 house builders tumble as outlook weakens

    March 1, 2023

    Investors are shying away from pumping their funds into the residential market after figures from the Bank of England show that mortgage approvals for house purchases plummeted to the lowest level since the 2008 financial crash. 

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