By: Will Railton

I'm deputy money editor at City A.M. I focus on personal finance and investing. I'm particularly interested in macroeconomics, pensions and politics. Contact me at william.railton@cityam.com.

All 250 Articles

Earning a crust: With Centrica, Rolls Royce, BHP Billiton and others cutting their dividend, where should investors look for income?

March 31, 2016

As central banks have pushed down interest rates, income has become ever harder to find. While returns on cash savings have remained low, dividend-yielding stocks have looked like a source of stability. But now, trouble in the global economy is forcing reliable dividend payers such as Centrica and Rolls Royce to slash their payouts. Companies [...]
As Port Talbot’s future hangs in the balance, is propping up the UK steel industry in the national interest?

March 31, 2016

Adam Marshall, acting director general of the British Chambers of Commerce, says Yes. Assuring domestic production of steel is vitally important to the UK’s future growth prospects, and to our aspirations for the manufacturing and construction sectors, which are having a hard enough time in an uncertain global market as it is. While there is [...]
Isa guide 2016: As the dividend tax regime changes, here’s what income seekers need to know

March 30, 2016

In this year's Budget, George Osborne tinkered with Isas yet again. Since becoming chancellor, he has increased the tax-free allowance a number of times (no bad thing), but he has also launched a raft of variations which cater to different, but not necessarily distinct, savings goals. As the Isa grows more complex, here's how income [...]
Isa guide 2016: The 45p rate taxpayer

March 30, 2016

When the Isa was launched in 1999, alongside its impressive tax benefits, its virtue lay in its simplicity. And the Isa has remained a firm UK favourite ever since, with almost 14m people using the wrapper to shield their personal savings from tax. With the end of the tax year approaching, and given that, once [...]
As the ECB prepares to ramp up QE this week, should it be doing even more to boost growth in the Eurozone?

March 30, 2016

Vicky Pryce, who is a board member of CEBR, on City A.M.’s shadow MPC and author of Greekonomics (Biteback Publishing), says Yes. When Mario Draghi revised his forecast for the Eurozone economy down from 1.7 per cent to just 1.4 per cent, he made it clear that risks remained on the downside – reflecting world [...]
Taking clients to a new job: Know your post-exit rights

March 30, 2016

Imagine this scenario: you’re in a job that you once loved, or at least enjoyed. But now you’re tired of it and particularly fed up with your boss. You start to look elsewhere, read your employment contract, and then you alarmingly discover that you’re somewhat stuck. Yes, you’ve got some rather nasty post-termination restrictions in your [...]
Lessons from the US presidential race: How to spot authentic leaders

March 24, 2016

With the 2016 presidential race in full swing in the United States, the candidates are gearing up for the final round of state caucuses and primaries in advance of each party’s nomination convention later in the year. The spotlight has increasingly fallen on the two Democrats and two leading Republicans still in the race, and any [...]
As Donald Trump wins comfortably in Arizona, does he have a clear path to the Republican nomination?

March 24, 2016

Tim Worstall, senior fellow of the Adam Smith Institute, says Yes. To say that Trump is entirely unstoppable is perhaps a little too strong. As we used to say, who knows when Concorde might fall on your head – until it actually happened to one poor lady. But barring the absurd, Trump needs some 70 per [...]
From cuts to capital gains tax to a review of the “salary sacrifice” scheme: Here’s what you missed from Budget 2016

March 23, 2016

Eye-catching schemes like the sugar tax, the lifetime Isa and cuts to corporation tax may have grabbed the headlines following last week’s Budget. But a number of the Treasury’s other announcements could impact directly on employees, savers and investors. Here’s a run-down of the best of the rest. REDUCTIONS TO CAPITAL GAINS TAX In two [...]
After the government’s volte-face on the sugar tax, will marketeers be left with a crashing low?

March 22, 2016

Should the announcement of a sugar tax in last week’s Budget have marketeers worried? It certainly represents a volte-face on the part of the government. In October, when the advisory group Public Health England (PHE) released a report recommending measures to tackle childhood obesity, including a sugar tax of 10 to 20 per cent, a [...]

UK fintech Zempler Bank gets snapped up for less than half its previous valuation

Why KKR-Arctos is not just about private equity getting bigger

The unlikely City florist that once served the royals

By: Will Railton

All 250 Articles

Subscribe