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By: Will Railton

I'm deputy money editor at City A.M. I focus on personal finance and investing. I'm particularly interested in macroeconomics, pensions and politics. Contact me at william.railton@cityam.com.

All 250 Articles
  • What’s in a name? isobel’s Paul Houlding talks independence, supercharging and bacon

    April 11, 2016

    Sometimes in advertising, you need to be wrong to be right – to produce a tension,” says Paul Houlding, managing partner and co-founder of independent creative shop isobel. It’s that kind of thinking which led him and his three partners to christen their agency with the middle name shared by their daughters when they started [...]

  • Neuroscience is great, but advertising needs more rule-breakers

    April 11, 2016

    As a species, humans hate uncertainty and love rules. When it comes to the big questions in life, such as “why are we here?”, history shows that we’d far rather make something up, or at the very least develop a theory, than simply admit to ignorance. Uncertainty is a disquieting feeling. However much we might [...]

  • Appraising your boss: Is honesty the best policy?

    April 8, 2016

    Q: Human resources have asked me to fill out an anonymous “360 degree” appraisal of my boss. Should I seize this rare opportunity to tell the truth (that he’s an aggressive glory seeker with one priority – himself) or would that be career suicide? This quandary – whether to tell the truth, or not, about [...]

  • High performing teams need a psychologically safe environment

    April 7, 2016

    Have you ever been in a meeting with your superiors, disagreed with what is being said, but kept quiet for fear of being judged or, worse, dismissed? If you make a mistake at work, do you worry it may be held against you? Do you find that keeping your cards close to your chest is the [...]

  • What can the public sector teach firms about innovation?

    April 6, 2016

    Effecting change can be difficult for all organisations, but particularly for established ones with an entrenched position. It’s exactly this struggle which makes it hard to react to a changing environment and to meet changing customer expectations. After all, standing still in any sector quickly turns into going backwards. So what can be done? I [...]

  • O consumer, where art thou? Near founder Anil Mathews on location intelligence and Facebook’s Free Basics

    April 4, 2016

    It was once said that you can tell a lot about a man by his shoes. With today’s levels of smartphone penetration, you can probably tell more by his location data. By tracking the consumer’s journey both online and in the real world, location intelligence platforms are able to identify travellers, shoppers, students and other segmented [...]

  • Fever Pitch: ROLI founder Roland Lamb talks pianos, philosophy and Hans Zimmer

    April 4, 2016

    Since 1975, Moore’s Law has held that the processing power of a microchip doubles every couple of years. For musical instruments, however, the pace of innovation has been somewhat slower. “For the last 400 years, you have been able to control soft and loud by how hard you hit a piano key, but that has been [...]

  • O consumer, where art thou? Near founder Anil Mathews on location intelligence and Facebook’s Free Basics

    April 4, 2016

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  • Isa guide 2016: What first-time buyers need to know about the Lifetime Isa and the Personal Savings Allowance

    March 31, 2016

    It only seems like yesterday that George Osborne was unveiling his Help to Buy Isa to let more aspiring homeowners get a foot on the property ladder.  But the announcement of the Lifetime Isa in this year's Budget, and the introduction of the Personal Savings Allowance – which comes into effect on 6 April – is about to complicate [...]

  • The bringer of bad news: Tips for softening the blow

    March 31, 2016

    Oh dear, the IT system has gone into meltdown, there’s no budget for a bonus, the star account director has resigned, the investment has tanked and we’ve missed the deadline. The merde has hit the fan and all that remains to be done is to deliver the news to the client or colleague. Hmm, perhaps [...]

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