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UK Interest Rates

  • What the Bank of England interest rate cut means for your money

    February 6, 2025

    Consumers need “careful financial planning in the months ahead” after the Bank of England cut interest rates on Thursday, wealth manager Quilter has warned. Financial planner at Quilter Holly Tomlinson said the 25 basis point cut will be “good news” for borrowers, whilst savers will be stung by lower returns on deposits.  Tomlinson said: “Banks [...]

  • Why the Bank of England slashed its growth forecasts

    February 6, 2025

    The Bank of England delivered Chancellor Rachel Reeves a mixed blessing on Thursday. Alongside cutting interest rates by 25 basis points, Bank officials halved the UK’s expected growth rate in 2025 to 0.7 per cent from a previous estimate of 1.5 per cent. This will come as a blow to Reeves, who has staked her [...]

  • Bank of England cuts interest rates despite looming inflation surge

    February 6, 2025

    The Bank of England cut interest rates by 25 basis points on Thursday, even though rate-setters expect to see a significant rise in inflation over the coming year.  Seven members of the Bank’s Monetary Policy Committee (MPC) backed the decision, while two – Swati Dhingra and Catherine Mann – voted for a larger 50 basis [...]

  • Panmure Liberum: Bank of England to cut interest rates six times in 2025

    February 5, 2025

    Simon French, head of research at Panmure Liberum, expects the Bank to shift to a faster pace of rate cuts later in 2025, meaning the Bank Rate would drop to as low as 3.25 per cent.

  • Bank of England: Monetarists warn of challenging outlook before rate call

    February 4, 2025

    Monetarist economists argued a 25bps rate cut may be too little too late given the current weakness of the UK economy.

  • Bank of England to cut interest rates as growth fears build

    February 3, 2025

    Rate-setters are likely to signal a cautious approach for the remainder of the year given lingering price pressures in the economy.

  • UK economy will ‘struggle’ to grow more than one per cent in 2025

    February 3, 2025

    The Big Four firm slashed its 2025 growth projections to 1.0 per cent, down from the 1.5 per cent forecast back in October.

  • Five graphs the Bank of England will assess before interest rate decision

    January 30, 2025

    The Bank of England's first interest rate decision of 2025 will take place next week, and investors widely expect rate-setters to reduce borrowing costs for a third time.

  • UK mortgage approvals rise as buyers race to beat stamp duty changes

    January 30, 2025

    The number of mortgages approved by the UK banking sector rose unexpectedly in December, according to new data, suggesting buyers are looking to beat upcoming changes to stamp duty. The Bank of England’s figures showed that 66,500 mortgages were approved last month, which was up from 66,100 approvals in November. Economists had expected the number [...]

  • Morgan Stanley: Bank of England to cut interest rates five times in 2025

    January 28, 2025

    The US investment bank slashed its growth forecasts on Monday, citing both the lingering impact of the Bank's monetary tightening and the fallout from the Budget.

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