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UK fintech

  • Inside the rapid rise of UK fintech

    April 27, 2025

    There’s a rocket strapped to UK fintech, and it’s only speeding up.  On 28 April, UK fintech week kicks off, with industry body Innovate Finance hosting its 11th global summit. This follows another record year for the industry, where businesses saw profits balloon and customer bases swell.  Allica Bank – a London-based fintech – was [...]

  • Revolut profit tops £1bn as UK fintech’s rapid growth continues

    April 24, 2025

    Revolut more than doubled its profit before tax in the 2024 financial year, in what was a year of rapid growth for the UK fintech industry. The fintech darling boosted pre-tax profit growth of 149 per cent to £1bn, up from £438m in 2023. The British firm’s revenue surged 72 per cent to £3.1bn. As [...]

  • Zopa Bank: UK fintech doubles profit amid IPO speculation 

    April 24, 2025

    Digital bank Zopa doubled its pre-tax profit in its second full year of profitability as the London fintech continued its upward trajectory ahead of a possible IPO.  The Canary Wharf-based business pocketed £34.2m in the 2024 financial year, up from £16.8m in 2023.  Revenue grew 30.2 per cent to £303.4m. This was driven by an [...]

  • Clearbank, Allica, Atom: The fast-growing future of UK fintech

    April 19, 2025

    Fintech has planted its flag firmly in the Square Mile. Industry giants Monzo and Starling have become household names, helping London to established itself as a leading global fintech hub.  KPMG’s bi-annual fintech report showed UK fintech investment was at £7.9bn last year. And now young firms are growing faster than ever, promising to send a [...]

  • Analysts ‘bullish’ on UK fintech Wise despite tariff threat

    April 16, 2025

    Wise’s trading update left analysts with a “bullish outlook” on the money transfer firm, but they warned of a tariffs threat.  The UK fintech pocketed £350m in underlying income for the fourth quarter – a 13 per cent jump year-on-year. International payments bolstered the firm’s intake, soaring 28 per cent to £39.1bn.  This offset a [...]

  • The UK’s fastest growing fintech Allica Bank delivers another record year 

    April 16, 2025

    Allica Bank, the UK’s fastest growing fintch, nearly doubled its profit in the last year after another period of rapid growth. The digital bank, which caters towards small and medium-sized enterprises (SMEs), increased pre-tax profits 86 per cent to £29.9m. Lending activity grew over £1bn in 2024 and revenue shot up 68 per cent to [...]

  • Income at UK fintech Wise jumps as payment volumes soar

    April 15, 2025

    Money transfer firm Wise posted an increase to fourth quarter income driven by growth in international payments. The fintech, which enables digital payments for consumers and businesses, booked an underlying income of £350m for the fourth quarter. This was a 13 per cent increase from the previous quarter. Cross-border volumes soared 28 per cent to [...]

  • UK surges ahead of France and Germany as Europe’s ‘innovation powerhouse’

    April 14, 2025

    HSBC Innovation Banking, a subsidiary of Europe’s biggest lender, hailed the UK’s enterprise value in its latest innovation report. UK innovation firms raised £3.2bn of venture capital in the first three months of the year – an eight per cent increase from the first quarter of 2024. The quarter attracted higher amounts of funding, with [...]

  • Revolut handed £3m fine for money laundering control ‘shortcomings’

    April 8, 2025

    UK fintech Revolut has been fined €3.5m (£3m) by the Bank of Lithuania for inefficiencies in its money laundering control. The neobank was blasted for “violations and shortcomings in the monitoring of business relationships and [transactions]” by the Bank of Lithuania. The watchdog said failings had “resulted in the bank not always properly identifying suspicious [...]

  • UK fintech Clearbank bolsters fee income amidst European expansion

    April 7, 2025

    London-based fintech Clearbank announced full-year results for the first time at group level following the business’ expansion across Europe.  The firm, which is an enabler of real-time clearing and embedded banking, reported a 63 per cent increase to £53.3m in its fee-based income. Total deposits managed by the fintech reached £10.8bn – up 77 per [...]

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