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UK Finance

  • Bank of England warns of rising global threat as lenders’ capital rules slashed

    Banking

    The Bank of England has warned of increased global risks to financial stability, even as it slashed rules imposed on UK lenders dictating the amount of capital they must hold. The central bank said “risks to financial stability have increased during 2025”. “Global risks remain elevated and material uncertainty in the global macroeconomic outlook persists,” [...]

    The Bank of England has sounded the alarm on the AI bubble.
  • Banks gear up for boost with loosening of capital rules

    Banking

    UK banks are gearing up to supercharge the government’s growth agenda with reforms to lenders’ capital requirements set to unlock billions of free cash.  The Bank of England is set to take the chop to rules around capital requirements, as part of a “fresh up” of rules in a six-month review to be published on [...]

    British banks are trimming their headcounts.
  • Banking chief warns Reeves against ‘quick fixes’ in Budget

    Banking

    The boss of Britain’s trade association for financial services has warned Rachel Reeves against hiking taxes on banks at next week’s Budget. David Postings, chief executive of UK Finance, said London’s banking sector risked becoming less competitive with European peers if it were to face additional taxes. Speaking at a dinner for City execs at [...]

    XPS Pensions has continued its growth streak
  • Unpopular opinion: Banks are taxed enough already

    November 20, 2025

    Is Angela Rayner influencing the Budget from beyond the political grave? The former deputy PM and housing secretary was famously in favour of increasing the additional tax burden faced by banks. Ahead of this year’s Spring Statement, Rayner was riding high. With a confidence that turned out to be misplaced, she inserted herself into debates [...]

  • Banks back in Reeves’ tax targets amid Budget whiplash

    November 18, 2025

    Britain’s banking giants are back in the Budget crosshairs as Chancellor Rachel Reeves mulls a tax raid on lenders’ profits. Banks had been expected to be spared from a tax grab in the forthcoming Budget due to Reeves’ inclination to protect the financial services sector, following a concerted lobbying effort by top finance chiefs. But [...]

  • Forget the naysayers, banks are still committed to climate action

    November 18, 2025

    Headlines have decried the end of green finance, yet the vast majority of institutions remain committed to climate action, writes Bob Wigley.

  • Banks set to escape tax raid from Rachel Reeves after lobbying

    November 6, 2025

    Rachel Reeves is expected to avoid a cash grab on Britain’s banking titans in her forthcoming autumn Budget after the industry flagged concerns around international competitiveness. The Chancellor is understood to be hesitant on targeting the banks for a cash raid after a string of warnings from top industry chiefs on the impact on economic [...]

  • Don’t penalise banks amid private credit jitters, Lloyds boss urges

    November 5, 2025

    The chef executive of Lloyds Banking Group has weighed in on the bubbling tension in the private credit market with a stark warning. In a session with the House of Lords Financial Services Regulation Committee, Charlie Nunn said the UK needed to be “very careful not to make banks accountable for the risks of the [...]

  • AI drives surge in fraud as criminals turn to more sophisticated scams

    October 24, 2025

    Fraud losses hit £629m in H1 2025, driven by new investment scams and record card fraud, as AI enables criminals to commit more sophisticated scams. For the first six months of 2025, there were over 2m confirmed fraud cases, a 17 per cent increase, according to trade body UK Finance, as criminals stole £629.3m, a [...]

  • UK banks tax rate rises as fears of a budget raid spike

    October 15, 2025

    The tax rate on the UK banking sector rose in the last financial year as the industry braces for a potential hike to its financial burden in the Autumn Budget. A fresh study from banking industry body UK Finance and PwC revealed London lender’s total tax rate rose 0.6 per cent to 46.4 per cent [...]

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