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The Payments Association

  • Payments watchdog won’t be abolished ‘any earlier than 2027’

    Regulation

    The boss of the payments watchdog has said he doesn’t expect the regulator to be officially abolished any earlier than the first quarter of 2027 as criticism grows over the slow progress of reforms in the sector. David Geale, managing director at the Payment Systems Regulator (PSR), said he had “not seen the outcome” of [...]

    Business leader discussing innovative payment solutions in a boardroom setting, emphasizing strategic financial growth.
  • CAB Payments rejects ‘highly opportunistic’ Helios takeover bid

    Merger/Acquisition

    London fintech CAB Payments has pushed back against another takeover proposal from African-focused private investment giant Helios. The firm – which was behind the “worst IPO of the year” in 2023 – has said the increased takeover proposal from a consortium led by Helios Investment Partners was “highly opportunistic” and undervalued the company’s future. Helios [...]

    Neeraj Kapur presenting at a business conference, wearing a suit and tie, engaging with an audience in a professional setting
  • Bank of England’s Breeden warns on rivals overtaking UK on innovation

    Fintech

    The Bank of England’s lead for fintech policy and digital currency has laid out a sweeping vision for the UK’s next generation of payments infrastructure amid a rallying cry for the UK to not lag behind its peers. Sarah Breeden, a rate-setter at the central bank and the deputy governor for financial stability, said the [...]

    Bank of England deputy governor Breeden discusses economic policies during a press conference
  • UK payments stuck with ‘bolted on’ European regulation, says PSR boss

    February 2, 2026

    The boss of the UK’s payments regulator has said the body’s consolidation with the City watchdog will allow it to ditch overhanging red tape from Europe. David Geale, who heads up the Payments System Regulator (PSR) and leads on payments at the Financial Conduct Authority (FCA), said: “There are bits of payments regulation that have [...]

  • Labour’s payments regulation overhaul more ‘reshuffle than reform’

    October 28, 2025

    The Labour government’s plan for a payments system revolution has fallen flat, a top trade body has warned, despite the Treasury’s promise of an “ambitious rethink” of regulatory structure. Chancellor Rachel Reeves unveiled her National Payments Vision (NPV) in her 2024 Mansion House address where she said the plan would include “decisive action to progress [...]

  • UK payment firms urge regulator to delay controversial fraud refund rules

    June 10, 2024

    Firms have urged the UK payments regulator to delay fraud reimbursement rules following growing criticism of the measures and the recent departure of the watchdog's head.

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