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SME lending

  • Metro Bank shares dip after SME lending pivot sees profit balloon

    Banking

    Metro Bank has swung back into profit as the firm’s pivot into small business lending led to a bump in revenue. The FTSE 250 lender returned to profitability with a pre-tax profit of just north of £98m – a 15-year high and major clawback from losses of £14m last year. The swing came as Metro [...]

    Metro Bank has received takeover interest. Photographer: Simon Dawson via Getty Images)
  • Vanquis boss defends scrapping dividend as bank swings to profit

    Banking

    The boss of Vanquis Bank has said he makes no apologies for a “conservative” approach to capital distribution as he launched a staunch defence of the group’s decision to axe its dividend for the second consecutive year. Ian McLaughlin, who took the helm at Vanquis in August 2023, said the bank’s “number one priority” was [...]

    Vanquis logo displayed prominently on a building exterior, highlighting its presence in the financial services industry.
  • Allica Bank joins fintech unicorn club after £100m injection

    Fintech

    Small business lender Allica Bank will join the illustrious club of British fintech unicorns after securing a fresh funding round. The challenger bank is said to have netted $155m (£111m) in a Series D fundraise, which will take the firm’s valuation to $1.2bn and over the billion pound mark to declare unicorn status. The round [...]

    London rail infrastructure and urban development captured in partnership with Allica Bank, showcasing modern transportatio...
  • Bank to business lending growth to halve amid global tensions

    February 23, 2026

    UK bank to businesses lending growth is forecast to halve this year as firms feel the pinch of challenging conditions amid global tensions. Net growth in the value of lending from the banking sector to businesses is tipped to slow to 3.5 per cent this year, standing at nearly half of the 6.9 per cent [...]

  • UK fintech Zempler Bank snapped up for less than half previous valuation

    February 12, 2026

    London-based fintech Zempler Bank has been snapped up by Nigeria’s biggest bank in a deal that has slashed the firm’s valuation, City AM can reveal. The small business lender – formerly known as Cashplus – has been acquired by The Access Bank UK with a price tag of around £3.45p per share. The sale represents [...]

  • Hackney tops London’s entrepreneurial boroughs for startup loans

    January 12, 2026

    Startup founders in Hackney racked up the highest volume of loans in London as fleets of British entrepreneurs launched their business in the capital. Some 1,309 loans were taken out by founders in Hackney through the Start Up Loans initiative since its launch in 2012 topping £11.4m in value. The borough has benefitted from being [...]

  • Big banks SME lending comeback slowed down by Budget jitters

    December 11, 2025

    High street banks’ return to small business lending slowed in the third quarter of 2025 after the chaos on the road to the Autumn Budget dampened activity in the economy. Big banks dished out nearly £4.2bn in total loans to small and medium-sized enterprises (SMEs) in the three months to 30 September – a level [...]

  • Revolut ramps up business offering in Visa tie-up 

    December 4, 2025

    Revolut is set to scale up its offering to UK businesses in a fresh tie-up with payments juggernaut Visa. The fintech’s business to business arm – dubbed Revolut Business – is set to introduce Titan, a premium business card, early next year as it pushes forward in its mission to create the ultimate all-in-one app. [...]

  • Budget could hand economy £60bn if small businesses supported 

    November 18, 2025

    Small businesses could provide a £60bn injection to the UK economy if the Autumn Budget meets firm’s needs, fresh research has indicated. Fresh research from Barclays Business Prosperity Index showed small and medium-sized enterprises (SMEs) were playing it cautious ahead of the Budget, even more so than their larger corporate counterparts. Firms hit pause on [...]

  • Allica Bank makes major acquisition as it eyes £1bn SME lending goal

    October 22, 2025

    Allica Bank is set to announce a fresh acquisition as the firm looks to beef up its lending capacity for small businesses, City AM can reveal.  The digital bank has snapped up London-based fintech Kriya, which specialises in embedded finance and business loans. The takeover, set to be announced on Wednesday, marks Allica’s third acquisition [...]

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