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  • Revolut’s UK banking licence bid faces global risk scrutiny

    October 14, 2025

    Revolut’s pursuit of a full UK banking licence has hit another stumbling block as regulators seek further information on the fintech’s risk controls in light of its accelerating overseas growth. Officials at the Bank of England have sought commitment from the digital banking juggernaut that it will bulk up its risk management infrastructure to match [...]

  • Mark Kleinman: Reeves heads outside in hunt for new banking watchdog

    October 9, 2025

    Mark Kleinman is Sky News’ City Editor and the man who gets the Square Mile talking in his weekly City AM column Reeves heads outside in hunt for new banking watchdog File it under ‘Rachel Reeves’s headaches’. A search for Britain’s top banking regulator is about to get underway, and the word in Whitehall is that the chancellor [...]

  • Banking watchdog launches deregulation push as tax fears grow

    September 22, 2025

    Britain’s banking watchdog has laid out plans to slash regulation across the industry in a bid to sweeten the sector’s operating environment. In fresh proposals hoping to cut the red tape on the sector, the PRA identified 37 “individual reporting templates” which have “overlapping and complex requirements” in a bid to ease the administrative cost [...]

  • Horizon fallout: How the SRA is turning up the heat on City firms

    August 19, 2025

    Following the Post Office Horizon scandal, the SRA is turning up the heat on in-house solicitors. Here's what it means for City firms.

  • Bank of England unveils shake up of financial crisis banking rules

    July 15, 2025

    The Bank of England has unveiled a sweeping package of reforms aimed at easing the regulatory burden on smaller and mid-sized banks, marking a major shakeup of the post-financial crisis rulebook.  The central bank’s changes include a one-year delay to key parts of the Basel 3.1 reforms – the UK’s version of international banking rules [...]

  • Revolut banking licence bid goes down to the wire as key deadline looms

    July 8, 2025

    Revolut is facing a fresh regulatory headache in the UK amid mounting expectations it may miss a key deadline in the ongoing process to become a fully operational bank. The digital banking juggernaut received the green light for its UK banking licence from Britain’s banking watchdog last year after a three-year wait, which triggered a 12-month [...]

  • City regulators’ growth mandate ‘pointless’ without major reform

    June 13, 2025

    The “entrenched culture of risk aversion” at the City’s two flagship regulators has stymied meaningful progress on their mandates to aid economic growth, a House of Lords report has argued, despite persistent pressure from Westminster for them to boost UK competitiveness. In a withering assessment of the efforts made by the Financial Conduct Authority (FCA) [...]

  • Crisis, debt and a £46bn bailout: Inside Natwest’s return to private ownership

    April 24, 2025

    Natwest is set to end one of British banking’s longest running sagas, as the lender stands inches away from returning to private ownership for the first time in nearly two decades.  The FTSE 100 giant has whittled the UK government’s share in the bank to under three per cent, with a full exit expected in [...]

  • Financial watchdogs ditch DEI regulation and ‘name and shame’ plans

    March 12, 2025

    The UK’s two main financial watchdogs have ditched plans to impose diversity, equity and inclusion (DEI) targets on City institutions amid a government push to put Britain’s regulators on a growth footing. The Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) announced on Wednesday that in light of the “broad range” of feedback and [...]

  • Andrew Bailey: Don’t forget ‘lasting damage’ of financial crisis in push to deregulate

    February 11, 2025

    He stressed his comments were not a "pitch for the necessity and inevitability of more regulation," but insisted that there was no "fundamental trade off" between growth and financial stability.

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