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payments system

  • Grounds for expansion: Airwallex’s Europe chief bets on London in licence pursuit

    Fintech

    As payments giant Airwallex laid out plans to double down on Europe, they turned to a man with experience at a multi-billion dollar deposit holder. The $8bn cross-border specialist was looking for someone to steer the ship amid expansion plans across Europe but in that endeavour didn’t poach a veteran of Wall Street or the [...]

    Screenshot of a business meeting with diverse participants discussing corporate strategy, July 2025.
  • US giants dominate AI payments race amid Wall Street jitters

    Tech

    US giants continue to lead the charge in the payments industry’s AI acceleration even as the sector gets swept up in Wall Street’s tech jitters. Visa led a three-horse race followed by Mastercard, then Paypal in the Evident AI’s inaugural index for the payments sector. The three towered above their peers, thanks largely to consistently [...]

    Mastercard logo prominently displayed on a sleek office building, symbolizing global financial services and innovation.
  • Revolut: Inside Nik Storonsky’s $75bn fintech empire still waiting for its crown

    Fintech

    In Revolut’s shiny new Canary Wharf headquarters, the command ‘Get Sh*t Done’ is bolted onto the walls. The unconventional office mantra is a stark reminder of co-founder Nik Storonsky’s acerbic, straight-talking manner that has kept the gas pumping at the UK’s most valuable fintech since it opened for business in 2015. “Whenever a target is set, [...]

    Revolut app interface on smartphone screen showcasing financial transaction features, set against a modern office background.
  • Bank of Ireland’s UK arm hit with £3.8m fine for fraud failures

    February 19, 2026

    The Bank of Ireland’s UK arm has been slapped with a hefty fine after failing to hit the deadline by over a year to implement an anti-fraud service. The lender was hit with a £3.7m fine from the Payments Systems Regulator (PSR) for missing the deadline by 14 months for a “vital” service that would [...]

  • Payments watchdog won’t be abolished ‘any earlier than 2027’

    February 4, 2026

    The boss of the payments watchdog has said he doesn’t expect the regulator to be officially abolished any earlier than the first quarter of 2027 as criticism grows over the slow progress of reforms in the sector. David Geale, managing director at the Payment Systems Regulator (PSR), said he had “not seen the outcome” of [...]

  • CAB Payments rejects ‘highly opportunistic’ Helios takeover bid

    February 2, 2026

    London fintech CAB Payments has pushed back against another takeover proposal from African-focused private investment giant Helios. The firm – which was behind the “worst IPO of the year” in 2023 – has said the increased takeover proposal from a consortium led by Helios Investment Partners was “highly opportunistic” and undervalued the company’s future. Helios [...]

  • Bank of England’s Breeden warns on rivals overtaking UK on innovation

    February 2, 2026

    The Bank of England’s lead for fintech policy and digital currency has laid out a sweeping vision for the UK’s next generation of payments infrastructure amid a rallying cry for the UK to not lag behind its peers. Sarah Breeden, a rate-setter at the central bank and the deputy governor for financial stability, said the [...]

  • UK payments stuck with ‘bolted on’ European regulation, says PSR boss

    February 2, 2026

    The boss of the UK’s payments regulator has said the body’s consolidation with the City watchdog will allow it to ditch overhanging red tape from Europe. David Geale, who heads up the Payments System Regulator (PSR) and leads on payments at the Financial Conduct Authority (FCA), said: “There are bits of payments regulation that have [...]

  • Revolut, Mastercard, Visa lose legal battle on card fees cap

    January 15, 2026

    Revolut, Mastercard and Visa have lost a legal battle against the UK’s payments watchdog amid plans to introduce a cap on card fees for overseas transactions. The trio of payment giants brought a judicial review to the High Court following a decision by the Payment Systems Regulator (PSR) in December 2024, confirming that it would consult on the [...]

  • Paypal becomes latest fintech to capitalise on Trump’s deregulation

    December 16, 2025

    Paypal has its sights set on acquiring a banking licence in the US as it becomes the latest fintech aiming to jump on President Donald Trump’s deregulatory agenda. The payments giant on Monday said it had submitted applications to the Utah Department of Financial Institutions and the Federal Deposit Insurance Corporation to form Paypal Bank.  [...]

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