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Pawnbroker

  • Ramsdens strikes gold after price jump boosts profit to record high

    Retail

    Pawnbroker Ramsdens enjoyed a bumper six months as its profit soared on the back of record high gold prices. Ramsdens’ pre-tax profit jumped 54 per cent to an all-time high of £6.1m. This was up from £4m in the first half of 2024. The firm said its purchase of precious metals segment performed “very strongly” [...]

  • US-based pawnbroker Firstcash to buy H&T

    Retail

    A US giant has made an offer for the UK’s largest pawnbroker, H&T, taking yet another firm off London’s stock market. The deal, which was the fourth Firstcash made to the UK firm, valued the share capital of H&T at approximately £297m. It represents a premium of approximately 44 per cent to the closing price [...]

    Gold bars on a table
  • Ramsdens: Pawnbroker raises guidance profit on high gold price

    Retail

    Pawnbroker Ramsdens has raised its profit guidance for the year, boosted by the high gold price and income from jewellery. It now expects profit before tax for the 2025 financial year, which ends on October 1, to be at least £13m. This is up from £11.4m last year and £1m ahead of previous expectations. The [...]

  • H&T: Profit jumps due to ‘ongoing constraint in the supply’ of short-term loans

    August 20, 2024

    The UK’s largest pawnbroker and short-term loan business, H&T, announced a double-digit profit jump in the first half of the year as Brits showed no sign of reining in loan demand. Profit before tax was £9.9m in the six months to 30th June, up 12.5 per cent from the £8.8m reported in the same period [...]

  • Ramsdens: Pawnbroker ups guidance on high gold price

    August 6, 2024

    Pawnbroker Ramsdens reported good trading momentum in its third quarter, with profit before tax expected to come in ahead of expectations, mainly thanks to higher gold prices. The company said it expected profit to rise eight per cent this year, from £10.1m in 2023 to £11m. Revenue was helped by the high gold price, which [...]

  • ‘A beneficiary of recent UK economic malaise’: Pawnbrokers are still doing well.

    July 23, 2024

    Britain’s biggest pawnbroker H&T reported strong sales in line with expectations for the first six months of the year despite improving an economic climate in the UK. The value of H&T’s pledge book, which tracks short term loans via the pawnbroker, increased by four per cent to reach £105m in the first half of the [...]

  • Pawnbroker H&T snaps up Essex firm as recession drives Brits to borrowing

    February 21, 2024

    Pawnbroker H&T has snapped up a rival firm in Essex for £11.3m, as the business continues to profit from cash strapped Brits amid an economic squeeze. 

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