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motor finance scandal

  • Lloyds shares slump amid questions over motor finance legal battle

    Banking

    Lloyds shares slumped this morning even as the banking giant declared it would not have to top up its provisions following the confirmation of a motor finance redress scheme. The group – which owns the UK’s largest car finance lender Black Horse – said it had “undertaken an assessment of the implications and impact” of [...]

    Lloyds shareholders could be set for a big payout.
  • Motor finance compensation to ‘to fire starting gun’ on banking M&A

    Banking

    The financial watchdog’s long-awaited motor finance redress scheme is predicted to “fire the starting gun” on a wave of deals throughout the banking sector. The Financial Conduct Authority (FCA) launched the final rules for its redress programme on Monday, with the bill for lenders expected to come in at just north of £9bn, down from [...]

    Financial watchdog announces motor finance redress scheme, sparking potential banking sector mergers and acquisitions wave
  • Lloyds and Close Brothers shares rally as banks ‘assess’ impact of motor finance redress

    Banking

    Shares in UK motor finance lenders had a volatile opening this morning as markets digested the final rules of the financial watchdog’s industry-wide redress scheme. Lloyds Banking Group – the owner of the nation’s largest motor finance lender Black Horse – crept up over one per cent in early trading to tip over the 92p [...]

    Lloyds Banking Group owns the UK's largest motor finance lender Black Horse.
  • FCA slashes banks’ motor finance payouts as compensation scheme finalised

    March 30, 2026

    City banks are set to face a more than £9bn motor finance bill after the UK’s financial watchdog laid out plans for its long-awaited motor finance redress scheme in a major U-turn after months of backlash. The Financial Conduct Authority (FCA) revealed the details of its industry-wide redress scheme for the car mis-selling saga on [...]

  • Zopa Bank’s profit booms despite ‘penalised’ motor finance hit

    March 19, 2026

    Zopa Bank cruised to its third consecutive year of profitability in 2025 but has offered a stark warning it feels “penalised” by the UK’s financial watchdog after getting swept up in the motor finance scandal. The Canary Wharf fintech has set aside £7.9m in provisions for the car mis-selling saga, which centres around the use [...]

  • Is the motor finance scandal making City banks trim the fat?

    March 18, 2026

    In the fallout of the multi-billion pound motor finance scandal, bank bosses are getting their house in order.  The landmark saga, which began with the UK’s financial watchdog’s review into the market over two years ago, centres around the use of ‘secret’ agreements between car dealers and lenders that left customers in the dark on [...]

  • Close Brothers to axe fifth of jobs after motor finance ‘wipeout’ warning

    March 17, 2026

    Close Brothers has warned it will cull as much as a fifth of its headcount as the bank continued its aggressive cost-cutting strategy following mounting losses linked to the motor finance scandal. The FTSE 250 bank said it would axe a staggering 600 full-time roles by the end of the 2027 financial, which represents around [...]

  • Close Brothers shares sink as infamous short-seller warns of motor finance ‘wipeout’

    March 16, 2026

    Shares in Close Brothers plummeted on Monday after a group notorious for short-selling warned the bank had “systematically misrepresented” its exposure to the motor finance scandal. The FTSE 250 bank nosedived as much as 12 per cent during afternoon trading after Viceroy Research, a group famed for its exposés of Wirecard and Home Reit, warned [...]

  • Businesses ‘yearning for stability’ says UK bank chief

    March 13, 2026

    Businesses are “yearning” for stability, according to a top banking chief executive, as the turmoil in the Middle East threatens to upend the global economy. Ian Corfield, the boss of London-listed Secure Trust Bank, told City AM: “I think the reality is that even before things kicked off a month ago, obviously nerves were increasing. [...]

  • KKR-backed fintech takes £13m hit from motor finance scandal

    March 10, 2026

    A UK fintech backed by investment giant KKR has posted a hefty loss after being forced to set aside cash for the brewing motor finance scandal. Oodle Finanical Services recorded a pre-tax loss of £38m for the financial year ending 30 June 2025, after the firm was forced to set aside a whopping £12.8m in [...]

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