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Institute for Fiscal Studies (IFS)

  • Should I consolidate my pension pots?

    March 19, 2025

    The UK is reckoning with a proliferation of small pension pots, which is increasing costs for providers and making retirement planning challenging for savers. The cheapest Self-Invested Personal Pension (SIPP) providers According to research from the Institute of Fiscal Studies, in 2024 there were 12.1m defined contribution (DC) pension pots which held less than £1,000 [...]

  • Reeves told to scrap ‘jobs tax’ after headline figures questioned

    March 12, 2025

    A fresh row has erupted just weeks before Rachel Reeves‘ national insurance tax hike comes into effect after the Treasury’s headline figures were scrutinized. When announcing her 1.2 per cent hike to employers’ national insurance contributions (NIC) at the Autumn Budget, Reeves said it would raise “£25bn per year by the end of the forecast period.”  [...]

  • ‘Productivity argument’ against family firm tax breaks, IFS director argues

    February 25, 2025

    There is a “productivity argument” against treating family businesses “generously”, the Institute for Fiscal Studies (IFS) director has argued, when asked about inheritance tax. Economist Paul Johnson addressed the National Farmers Union (NFU) conference in Westminster on Tuesday, which saw environment secretary Steve Reed’s speech interrupted by farming protestors, as well as NFU president Tom [...]

  • Reeves playing ‘same silly games’ as her predecessors, IFS says

    October 31, 2024

    The Chancellor Rachel Reeves has been accused of playing the “same silly games” as her predecessors after forecasting that public spending will tail off towards the end of this parliament following a short-term spike.

  • Reeves planning national insurance on employer pension contributions, as workers spared

    October 23, 2024

    The move would raise £15.4bn, which would go a long way to filling the £40bn which Reeves hopes to raise through a combination of tax rises and spending cuts.

  • Capital gains tax could be hiked to almost 40 per cent

    October 10, 2024

    Capital gains tax could be hiked by Chancellor Rachel Reeves to almost 40 per cent in the Budget, according to reports. The Guardian has reported that the Treasury is modelling a range of between 33 per cent to 39 per cent. Around 350,000 people pay the wealth tax with is levied on the sale of [...]

  • Reeves mulls £100,000 cap for tax-free pension lump sum

    October 9, 2024

    Under the current regime, most savers can take 25 per cent of their pension pot tax-free once they reach the age of 55, up to a limit of £268,275.

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