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Fintech

  • UK fintech Starling’s profit tumbles as regulatory failings linger

    May 28, 2025

    UK fintech veteran Starling recorded a drop in annual profit for the financial year as it battled with a more competitive fintech landscape and mounting costs. The neobank recorded £223m in pre-tax profit, which was down from £301m the previous year. This came as operating costs ramped up to £403m, from £332m, helping offset modest [...]

  • Fintech hiring to boom after cyber attack carnage

    May 27, 2025

    UK fintech is set for another shot of momentum after a series of cyber attacks on top retailers exposed a need for greater security expansion.  Hiring in the industry is projected to increase 32 per cent in 2025 as risk and compliance becomes crucial amid surges in financial crime.  Marks and Spencer suffered a near-£700m [...]

  • London vs New York: Who will win the fintech IPO war?

    May 24, 2025

    A battle with New York awaits as Rachel Reeves sets her eyes on London fintech IPOs.  The Chancellor has courted top fintech darlings in her attempt to boost listings on the London Stock Exchange (LSE) as a fleet of firms are flirting with floating in the near future.  Monzo is reportedly consulting with investment bankers on [...]

  • What will stricter buy now pay later regulations mean for Klarna?

    May 20, 2025

    The government is clamping down on the “wild west” of buy now, pay later (BNPL) but this could spark trouble for industry veterans in a competitive sector. The Treasury is set to bring BNPL providers under the supervision of the Financial Conduct Authority, meaning they will have to adhere to the stricter frameworks of the [...]

  • Klarna, Zilch, Clearpay: What does the buy now pay later crackdown mean for UK fintech?

    May 20, 2025

    The Treasury’s regulatory shakeup of buy now pay later services is set to reshape the UK fintech landscape and industry leaders have been left with questions.  The UK government will enact legislation that brings buy now pay later firms under the scrutiny of the Financial Conduct Authority. This means firms such as Klarna and Clearpay [...]

  • Revolut looks to France for major European expansion

    May 19, 2025

    British-born digital bank Revolut has chosen Paris for its fresh Western Europe headquarters with a major €1bn investment. The fintech giant said it will create over 200 jobs in France, in what it calls the “largest investment in the French financial sector in a decade.” The firm has also applied for a French banking licence, [...]

  • iForex confirms London listing plans and adds City veteran to board

    May 19, 2025

    Fintech trading platform iForex confirmed its plans for a London-lisiting on Monday morning in a major boost to the embattled market. The fintech said following an initial public offering (IPO) its shares will be traded on the main market of the London Stock Exchange. Its admission is expected in late June 2025.  The firm – [...]

  • Sofas and season tickets: Inside the world of retail finance

    May 16, 2025

    Retailing financing is on the up and as big banks steer away from the market, specialist lenders are cashing in. Fresh research from the finance and leasing association (FLA) showed consumer finance grew by 13 per cent in March 2025, compared to the year prior.  The first quarter of 2025 saw a six per cent [...]

  • Zopa Bank: UK fintech raises £80m with its first LSE bond listing

    May 14, 2025

    Zopa Bank has raised £80m in its first-ever London Stock Exchange bond listing as it gears up to launch current accounts. The fintech will transfer to an unlisted public company within six months following the transaction as it inches closer to the possibility of a float on the LSE. The oversubscribed fundraise was completed on the [...]

  • Revolut, Allica, Zopa: Analysts back ‘enduring value’ of UK fintech

    May 13, 2025

    UK fintech received a wealth of praise from Peel Hunt analysts in a fresh sector note following a year of rapid growth for the industry. Fintech firms booked record profits in 2024 and have transitioned from disrupting the banking climate to direct competition with traditional lenders. Revolut topped 52.5 million customers in 2024, surpassing Europe’s [...]

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