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Financial Conduct Authority

  • FCA chief: We can’t solve every problem with new rules

    Regulation

    The Financial Conduct Authority will avoid introducing fresh rules as its stock response to new forms of market failure, its boss has said, as the regulator looks to avoid time-consuming consultation processes and speed up its action. Nikhil Rathi told the Fairer Finance podcast that “not every problem can be solved quickly” by the watchdog [...]

    Nikhil Rathi, chief executive officer of the Financial Conduct Authority (FCA) (Hollie Adams/Bloomberg via Getty Images)
  • Clearpay CEO: I welcome buy now pay later regulations

    Opinion

    New FCA rules for buy now, pay later will strengthen, and legitimise, our industry, writes Clearpay CEO Rich Bayer.

    Clearpay logo prominently displayed on a vibrant background, representing financial technology in a business context.
  • Buy now, pay later providers set for £3bn hit in ‘regulatory reset’

    Regulation

    Providers of buy now, pay later services are set to feel the crunch as the UK’s financial watchdog tightens its regulatory focus on the fast-growing industry. Merchants and lenders are set to take a combined hit of as much as £3bn following the regulation overhaul by the Financial Conduct Authority (FCA), according to its own [...]

    Klarna IPO announcement showcased on Times Square billboard, highlighting fintech growth and market anticipation
  • Crispin Odey firm discovered dozens of ‘inappropriate conduct claims’

    February 3, 2026

    Crispin Odey’s wound down hedge fund unearthed nearly 50 allegations of “inappropriate conduct” made by female staff about the disgraced hedge fund manager during an internal investigation, newly released court filings show. In evidence submitted by the Financial Conduct Authority, the founder of Odey Asset Management is accused of engaging in at least 46 instances [...]

  • Insurance industry must do more to build consumer trust, says FCA deputy executive

    February 3, 2026

    The insurance industry must do more to build consumer trust amid outdated practices and a flurry of corporate scandals, the boss of Britain’s financial regulator has said. Speaking at the annual Association of British Insurers conference, Sarah Pritchard, deputy chief executive of the Financial Conduct Authority (FCA), noted that despite ongoing innovation within the sector [...]

  • Pension schemes to go under the spotlight in a bid to end poor value

    January 8, 2026

    UK pension schemes could find themselves thrust under the spotlight, as industry bodies look to get savers better offers and quality of service. Schemes will need to publish clear data on their performance, costs and quality of services under proposals brought forward by bodies including the Financial Conduct Authority (FCA) and The Pensions Regulator (TPR). [...]

  • Motor finance: What’s next for banks and consumers in 2026?

    December 29, 2025

    The City watchdog wrapped up the consultation on its motor finance redress in December but the two-year long scandal threatens to rumble on into the new year. The Financial Conduct Authority (FCA) pushed the deadline for feedback on its scheme to 12 December after it was originally pencilled in for 18 November. The delay came [...]

  • The FCA must investigate Budget leaks

    December 17, 2025

    The Financial Conduct Authority must launch a full, independent investigation into potential market abuse by the Treasury ahead of the Budget, says Blake Stephenson Markets rely on trust, clarity, and the even‑handed release of information. When those principles are compromised, confidence falters. That is why the Financial Conduct Authority (FCA) must launch a full, independent [...]

  • FCA boss: Treasury and MPs slowing deregulation push

    December 16, 2025

    The pedestrian pace of government and parliament is preventing City watchdogs from introducing pro-growth measures fast enough, the boss of the Financial Conduct Authority (FCA) has said as he called for the introduction of statutory timetables to ensure the Treasury ratifies deregulation faster. Nikhil Rathi told the Treasury Committee that the FCA was “moving as [...]

  • Millions more to get financial advice as part of FCA red tape shake-up

    December 11, 2025

    More than 18m savers will benefit from more detailed advice on their investments and pension in the next decade as part of a radical shake-up of financial red tape that the City watchdog has hailed as “game-changing”. The Financial Conduct Authority’s ‘targeted support programme’ will give financial services firms the ability to give tailored suggestions [...]

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