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challenger banks

  • Former boss of Gupta-linked Wyelands Bank fined over breaches of senior manager rules

    January 11, 2024

    The main banking watchdog has fined Iain Mark Hunter, former chief executive of wound-down Wyelands Bank, £118,808 for “material breaches” of senior manager rules, including how the lender handled ties to steel tycoon Sanjay Gupta. The Bank of England’s Prudential Regulation Authority (PRA) found that between 7 March 2016 and 28 May 2020 Hunter breached conduct [...]

  • Lord Adair Turner rejoins Oaknorth as digital bank mulls IPO

    December 24, 2023

    Digital challenger bank Oaknorth has appointed former City watchdog boss Lord Adair Turner to be its chair as it mulls an IPO.

  • One of the UK’s fastest growing fintechs says it will outpace Starling soon

    December 4, 2023

    Some 10 months into the launch of digital bank Kroo, the founder reckons it will achieve profitability twice the speed of Starling Bank.

  • Starling Bank bets on tech to boost growth as much-anticipated IPO looms

    December 4, 2023

    Starling Bank hopes to make technology an "increasingly significant part" of its business model as it ramps up international expansion ahead of an IPO, the chief of the group's software-as-a-service (SaaS) business has told City A.M.

  • Oaknorth founder accuses lenders of underserving SMEs for years

    November 7, 2023

    Oaknorth is offering to help scale-up businesses that are being overlooked and underserved by big banks

  • Culture clash: Why banks need to rid themselves of culture-by-consultancy

    September 26, 2023

    Retail and investment banks are under scrutiny like never before - and culture is on the frontline, argues City lawyer Barnabas Reynolds

  • Cashplus looks to shrug off rival challenger banks after delivering £5m profit

    September 19, 2023

    Cashplus, which secured a banking licence in 2021, delivered a post-tax profit of £5.5m on the back of record revenue, which rose 28 per cent year-on-year to £52m.

  • Clearbank ups profit and eyes US expansion – but it has no plans for an IPO

    September 14, 2023

    Clearbank today reported a pretax profit of £5.9m for the first half of the year as it said it was eyeing an expansion into the US. Revenue more than doubled compared to the same period last year, reaching nearly £50m, while deposits increased 80 per cent to hit £5.4bn, the firm said. Clearbank said its [...]

  • More fintechs secure UK banking licences as Revolut struggles to get approval

    September 7, 2023

    Two new challengers succeeded in securing banking licences from regulators today, raising more question marks for Revolut as it struggles to get approval from the City watchdogs.

  • Exclusive: Bank of London crowned fastest-growing challenger amassing £300m since getting licence

    August 31, 2023

    The Bank of London has amassed £300m in deposits within six months of taking client money, making it comfortably the UK’s fastest growing SME-focused challenger.  Chief executive Anthony Watson said that the bank has been “inundated with demand” since exiting its regulatory restrictions in February this year.  Businesses in Britain have been “under-served by both [...]

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