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car finance

  • Close Brothers shares soar as bank ‘well positioned’ for £320m motor finance hit

    Banking

    Close Brothers has insisted it is “well positioned” to absorb the financial hit from the City watchdog’s motor finance redress scheme but added to speculation another legal battle could be on the horizon. The FTSE 250 lender told markets on Wednesday morning that it estimates the cost of the Financial Conduct Authority’s (FCA) redress scheme [...]

    Close Brothers has upped its motor finance provisions.
  • Lloyds shares slump amid questions over motor finance legal battle

    Banking

    Lloyds shares slumped this morning even as the banking giant declared it would not have to top up its provisions following the confirmation of a motor finance redress scheme. The group – which owns the UK’s largest car finance lender Black Horse – said it had “undertaken an assessment of the implications and impact” of [...]

    Lloyds shareholders could be set for a big payout.
  • Motor finance compensation scheme set to fuel even more legal action

    Legal

    The City watchdog has revealed its long-awaited motor finance redress scheme, but despite the bill for lenders coming in lower than predicted the scandal is not going away any time soon, as further legal action is expected. After a 2024 legal case ruled that car sales firms couldn’t lawfully receive commissions from finance firms unless they had [...]

    LONDON, ENGLAND - JANUARY 19: A statue of the Scales of Justice stands above the Old Bailey on January 19, 2021 in London, England. Criminal watchdogs representing England and Wales have expressed concern over the backlog of cases, caused by the Coronavirus pandemic. Figures have revealed that the backlog of unheard cases in the crown courts has reached 54,000. (Photo by Dan Kitwood/Getty Images)
  • FCA slashes banks’ motor finance payouts as compensation scheme finalised

    March 30, 2026

    City banks are set to face a more than £9bn motor finance bill after the UK’s financial watchdog laid out plans for its long-awaited motor finance redress scheme in a major U-turn after months of backlash. The Financial Conduct Authority (FCA) revealed the details of its industry-wide redress scheme for the car mis-selling saga on [...]

  • Zopa Bank’s profit booms despite ‘penalised’ motor finance hit

    March 19, 2026

    Zopa Bank cruised to its third consecutive year of profitability in 2025 but has offered a stark warning it feels “penalised” by the UK’s financial watchdog after getting swept up in the motor finance scandal. The Canary Wharf fintech has set aside £7.9m in provisions for the car mis-selling saga, which centres around the use [...]

  • Is the motor finance scandal making City banks trim the fat?

    March 18, 2026

    In the fallout of the multi-billion pound motor finance scandal, bank bosses are getting their house in order.  The landmark saga, which began with the UK’s financial watchdog’s review into the market over two years ago, centres around the use of ‘secret’ agreements between car dealers and lenders that left customers in the dark on [...]

  • Close Brothers shares sink as infamous short-seller warns of motor finance ‘wipeout’

    March 16, 2026

    Shares in Close Brothers plummeted on Monday after a group notorious for short-selling warned the bank had “systematically misrepresented” its exposure to the motor finance scandal. The FTSE 250 bank nosedived as much as 12 per cent during afternoon trading after Viceroy Research, a group famed for its exposés of Wirecard and Home Reit, warned [...]

  • KKR-backed fintech takes £13m hit from motor finance scandal

    March 10, 2026

    A UK fintech backed by investment giant KKR has posted a hefty loss after being forced to set aside cash for the brewing motor finance scandal. Oodle Finanical Services recorded a pre-tax loss of £38m for the financial year ending 30 June 2025, after the firm was forced to set aside a whopping £12.8m in [...]

  • City watchdog plots streamlined motor finance scheme after backlash

    March 4, 2026

    The UK’s financial watchdog is looking to “streamline” its long-anticipated motor finance compensation scheme following widespread backlash across the industry. The Financial Conduct Authority (FCA) provided a fresh update to markets on Wednesday, stating it was considering over 1,000 responses to its proposals for the industry-wide redress scheme. It added “if” it was to proceed [...]

  • Aston Martin to axe hundreds of jobs as profit plummets

    February 25, 2026

    Aston Martin is poised to cull its workforce by around a fifth after the firm’s bottom line took a beating from President Donald Trump’s erratic tariff agenda. The British manufacturer said on Wednesday it had recognised a provision of £18.7m in relation to expected restructuring costs as it consults on chopping 20 per cent of [...]

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