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      Motor finance trade body gears up for legal challenge to £9bn redress

      Financial watchdog announces motor finance redress scheme, sparking potential banking sector mergers and acquisitions wave

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      Saracens hit out at disjointed rugby calendar amid £9m loss

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banks

  • FTSE 100 banks £16bn payday to face economic reality check

    Banking

    Provisions for sour loans threaten to take a bite out of profit growth as Barclays kicks off FTSE 100 banks earnings season next week whilst economic tensions loom over the wider financial industry. UK banks will give a snapshot of the gathering tensions in the economy next week as the nation’s top lenders update the [...]

    City banks could be in for a tax raid come the Autumn Budget.
  • Santander hits pause on €5bn buyback after US takeover

    Banking

    Santander has been forced to hit the pause button on its bumper buyback programme announced earlier this year to comply with US regulation. The Spanish-headquartered bank told markets on Thursday it would temporarily suspend the €5bn (£4.3bn) buyback launched in February to comply with US regulation around its takeover of Webster. The lender struck a [...]

    Santander has warned the UK house buying process is impacting the economy
  • Motor finance: City watchdog faces legal battle over £9bn scheme

    Banking

    The City watchdog is set to face a legal challenge to its motor finance redress scheme after being accused of leaving motorists “out of pocket”. The Financial Conduct Authority (FCA) revealed its highly-anticipated £9.1bn scheme at the end of March, which cut the headline bill for lenders from £11bn. But Consumer Voice – a group [...]

    Motor finance lenders could be set for a fresh dose of headaches.
  • Barclays sweetens mortgage deals as interest rate decision takes focus

    April 22, 2026

    Barclays has become the latest bank to wade into the flurry of mortgage rate cuts as lenders turn their attention to next week’s interest rates decision. The FTSE 100 giant cut rates across more than 20 mortgage products from Wednesday morning. It follows on from a slew of reductions from the likes of HSBC UK, [...]

  • S&U takes ‘Margaret Thatcher’ approach as profit swells

    April 21, 2026

    Specialist lender S&U recorded a major bump to profit in the last year as the bank said it was following the teachings of former Prime Minister Margaret Thatcher. The London-listed bank – which was founded in 1938 and once known as Sports and Utilities – posted a pre-tax profit of £31.8m in the year ending 5 [...]

  • UK fintech chiefs switch growth plans as capital conditions wane

    April 20, 2026

    Over seven in ten UK fintech chiefs are switching growth plans due to the country’s ailing capital conditions. Some 71 per cent of the sector’s top bosses said they have had to adjust growth strategies as a result of tightening capital conditions, according to a fresh report from fintech advisory firm Chatsworth and market researcher [...]

  • Exclusive: Treasury and regulator to hold crunch talks with UK fintech unicorns 

    April 16, 2026

    Top fintech bosses will lock horns with Treasury and watchdog officials next week as the industry lobbies for key regulatory reforms, City AM can reveal. Several of the nation’s fastest-growing companies are set to meet City Minister Lucy Rigby on Tuesday as part of a flurry of key summits in UK fintech week.  The City [...]

  • Wall Street banks’ $40bn haul overshadowed by economic threats

    April 15, 2026

    Wall Street’s top banks are toasting a record revenue haul this week, but industry chiefs also struck a note of caution after bumper profits were driven by market volatility. JP Morgan led the pack with a net income of $16.5bn in the first-quarter of the year, up 13 per cent from the same period in [...]

  • Allica Bank goes ‘turbo’ on AI as profit and loan book swells

    April 15, 2026

    Small business lender Allica Bank has revealed a major bump to its bottom line after the bank’s loan book ballooned over the last year. The neobank – which became one of the UK’s latest fintech unicorns this year – recorded a 23 per cent rise in pre-tax profit at £36.9m, compared to £29.9 million in [...]

  • Clearbank deposits balloon amid growth at Revolut and Coinbase

    April 15, 2026

    The banking backbone behind the likes of Revolut and Coinbase has recorded a surge in deposits and revenue as client activity hit record levels Clearbank, which launched in 2017 to provide banking infrastructure and embedded services to challengers, posted a 65 per cent jump in deposits in 2025, reaching £17.8bn. The growth came as the [...]

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