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banking consolidation

  • Which UK banks are next in line for a takeover?

    July 11, 2025

    As the next wave of banking consolidation kicks off, specialist lenders are in the fray to be swallowed up. The industry has seen a flood of mergers and acquisitions in recent years, of which the latest was a landmark tie-up between Santander and TSB Bank. Santander snapped up 12-year old British high street lender TSB [...]

  • British banking chiefs take a leaf from Elon Musk’s DOGE

    July 4, 2025

    The chiefs of the UK’s Big Four banks are taking a leaf out of the Elon Musk playbook in their strident bid to slash costs.  Natwest’s Paul Thwaite, Lloyds’ Charlie Nunn, HSBC’s Georges Elhedery and Barclays’ CS Venkatkrishnan are in the midst of major cost-cutting endeavours that bear similarities to Musk’s Department of Government Efficiency [...]

  • HSBC sells UK life insurance arm in latest European retreat

    July 3, 2025

    Banking juggernaut HSBC has marked its latest retreat on European operations after selling its UK life protection arm to insurance firm Chesnara. HSBC have offloaded the division for £260m, which Chesnara will fund through a combination of external resources, credit facility and a equity raise. The move comes amid Georges Elhedery‘s sweeping changes at the [...]

  • British banks shed workers at fastest pace since 2018

    July 2, 2025

    British bankers were on the chopping block in 2024 as UK lenders marked the steepest drop in headcount since 2018 amid an industry-wide digital push. Total employee numbers at British lenders slumped 5.25 per cent to 580,371, falling to the lowest number in a decade. Standard Chartered and HSBC made the biggest culls at 4.5 [...]

  • Ring-fencing row puts Reeves in midst of Bank of England and City

    June 25, 2025

    Rachel Reeves has found herself in the crosshairs of City chiefs and the Bank of England as she weighs whether to scrap ring-fencing rules. The Chancellor is facing pressure to rip up the rules imposed on British lenders after top banking chiefs branded the system “redundant”. Reeves said she is “open-minded” to ditching the 15-year-old [...]

  • Deal fever: Banking giants plot takeovers to ramp up market share

    June 18, 2025

    British banking is poised for a major shake-up as top names go on the hunt for fresh acquisitions.  Lenders have been scouting new deals that would send shockwaves across the industry. Much of the prospective dealmaking involves London lender Shawbrook, whose private equity owners have been circling high street bank Metro.  Ahead of this, Shawbrook [...]

  • Is HSBC turning its back on Europe?

    May 20, 2025

    When Georges Elhedery took the helm at HSBC, he wasted no time making his mark on the firm.  Elhedery plotted a “simpler, more dynamic and agile organisation” in his sweeping restructure first announced in October 2024. One significant change introduced by the new bank chief was splitting the business into “eastern markets” covering the Asia-pacific [...]

  • Natwest and Lloyds to rake in millions from a ring-fencing shakeup

    May 16, 2025

    Natwest and Lloyds are set for a major cash bump if Chancellor Rachel Reeves rips up the ring-fencing regime imposed on lenders, fresh data shows. FTSE 100 banking giants have lobbied the Chancellor to axe the system, which they described as a “drag on banks”. The bosses of HSBC, Lloyds, Natwest and Santander slammed the [...]

  • Deutsche Bank boss: A ‘wave’ of European bank mergers is coming

    December 4, 2024

    The chief executive of Deutsche Bank has predicted a “wave” of European bank mergers while playing down speculation he could make a bid for domestic rival Commerzbank. Speaking at the Financial Times’ Global Banking Summit on Wednesday, Christian Sewing said consolidation in the sector will accelerate and could be supported further by changes to regulation. [...]

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