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Bank of England

  • Interest rate cut hopes fade after Bank of England decision

    May 8, 2025

    City investors have lowered expectations of multiple interest rate cuts later in the year after the Bank of England decided to reduce rates to 4.25 per cent.  Prior to the Bank’s decision on Thursday at 12.02 pm, markets priced in around three more cuts this year in predictions that would take interest rates to 3.5 [...]

  • What the Bank of England’s interest rate cut means for your mortgage

    May 8, 2025

    The Bank of England has reduced rates by 0.25 percentage points to 4.25 per cent in a hotly anticipated cut that will leave homeowners with big decisions for their mortgage deals. The reduced cost for banks to borrow money will have broad implications for the mortgage market, as banks lower interest rates on loans. Major [...]

  • Lord Mayor to pay tribute to Winston Churchill and war heroes in VE Day speech

    May 8, 2025

    The Lord Mayor of London will give a speech at St Paul’s Cathedral to mark the 80th anniversary VE Day, in the City of London’s contribution to commemorations taking place around the UK.  Alastair King is set to pay tribute to heroes of the Second World War and to Sir Winston Churchilll on behalf of [...]

  • Bank of England cuts interest rate in split decision 

    May 8, 2025

    The Bank of England has cut interest rates to 4.25 per cent in a split decision dividing hawks and doves.  The Bank’s policymakers suggested that President Trump’s aggressive tariffs on China were “more likely to be disinflationary than inflationary”, with price growth expected to level off to its two per cent target by the end [...]

  • Regular or fixed? How to know which savings account is right for you

    May 8, 2025

    Recently, savers have enjoyed some of the best interest rates in years, but as the Bank of England continues cutting interest rates, this may be coming to an end.  This makes it crucial to move your cash to a place where it will be working as hard as possible for you.  The good news is [...]

  • Bank of England interest rates cut ‘nailed on’

    May 8, 2025

    The Bank of England is “nailed on” to cut interest rates later today to 4.25 per cent, investors believe. City of London leaders are anxiously awaiting the Bank’s newest monetary policy decision, which is set to be unveiled at 12.02pm due to a two-minute silence to commemorate Victory in Europe day.  Investment analysts have suggested [...]

  • Banks called on to slash mortgage borrowing costs

    May 7, 2025

    The Financial Conduct Authority (FCA) has called on lenders to take informed risks in the mortgage market to improve consumer support.  The City regulator has launched a consultation on mortgage rules which targets reducing the overall cost of borrowing through term reductions and access to cheaper products when remortgaging. It said discussions will include “consideration [...]

  • Interest rates are dropping – is it time to fix your savings?

    May 7, 2025

    The Bank of England has begun cutting interest rates, and with concerns over a global trade war seeping into growth forecasts, it is likely that the rate cuts will continue.  Bank of England Governor Andrew Bailey has confirmed that interest rates are on a declining path, despite inflation stubbornly remaining above the central bank’s target of [...]

  • Natwest to ‘outperform’ sector with bumper year, analysts predict 

    May 6, 2025

    RBC analysts slapped a “Sector Outperform” rating on Natwest after the lender beat expectations in its first-quarter report. The analysts upgraded full-year profit before tax estimates by three per cent to £7.1bn, compared to £6.2bn in 2024, and upped the stock’s target price to 475p from 465p.  They said the upgrades were driven by net [...]

  • When words matter more than numbers at the Bank of England

    May 5, 2025

    City analysts have pencilled in their predictions for Thursday. Here’s how almost all of them likely read. Interest rates will be cut to 4.25 per cent, the Bank of England’s inflation forecast for this year will exceed its two per cent target and President Trump’s tariffs will be highlighted as a detriment to UK growth. [...]

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