What are ETFs and why could they be useful for your Isa? March 15, 2016 In today's environment of volatile equities and low bond yields, achieving strong returns is a tall order. So many investors have sought to mitigate the impact of lower returns by cutting out the fees and charges associated with active fund management. With $3 trillion invested in ETFs, or exchange-traded funds, by the end of last year, [...]
ETF or managed fund: What should I put inside my Isa? March 15, 2016 The main benefit of investing in an active fund managed by a “star” manager is supposed to be getting a superior return to simply tracking an index. However, research from Cass Business School shows that the majority of active fund managers fail to beat the index once fees have been deducted from returns. In fact, [...]
Gold, oil and robots: Big trend investing with ETFs March 15, 2016 The best-performing exchange-traded fund (ETF) so far this year is a triple-leveraged gold miners product that goes by the ticker symbol “NUGT”. Aiming to deliver three times the returns of the Arca Gold Miners index in any given session, its 150 per cent increase this year is of little surprise: gold miners have rallied on the [...]
How to become an Isa millionaire: Embrace consistent saving and the wonders of compounding to make a million without clever stock picking March 15, 2016 It sounds like an unachievable dream, but people with more than £1m within their Isa are not quite as rare as you might think. Last March, Barclays Stockbrokers revealed that 67 of its clients had already achieved that financial milestone, while Telegraph research put the total number in the UK at around 200. Although Isas have only [...]
Early retirement suggested for women facing late pensions March 15, 2016 The work and pensions select committee has suggested offering women who were given short notice of the increase in the state pension age the option to retire earlier, with a slightly reduced pension. The suggestion has been made in a report out today on the introduction of a higher state pension age. Committee member John [...]
Increasing red tape helps to boost salaries at senior and middle management levels but will the robots shake up the job market for those at a more junior level? March 15, 2016 Increasingly complicated regulation is bulking out the pay packets of those who keep companies on the straight and narrow, according to research shown exclusively to City A.M., but advances in technology could force a shakeup in what the typical role looks like. The study by recruiter Hays Financial Markets discovered that top candidates with risk [...]
International Women’s Day 2016: Women’s achievements should be celebrated every day March 14, 2016 Last week, there was an incredible buzz around International Women’s Day – which is important to both provide a platform to celebrate the achievements of women globally, and draw attention to the gender issues we face. At Inspiring Fifty we joined in the celebration by releasing our annual list of the top 50 most inspirational [...]
FTSE 100 edges up but Admiral share price hit as investors await Budget and interest rate decisions March 14, 2016 The share price of one of the UK's largest insurers was hit in early trading after it emerged over the weekend that the chancellor may drop a tax bombshell on the sector when he delivers his Budget later this week. Admiral Group fell 1.6 per cent to 1,884.5p in early trading, after reports suggested George Osborne will raise the [...]
Budget 2016 predictions: A spread of tax raising measures are coming – from raising capital gains tax to tackling salary sacrifice schemes March 14, 2016 Next week’s Budget looms large as experts are anticipating wide-ranging changes, with chancellor George Osborne tweaking tax to raise revenue and balance the books. Pensions were widely anticipated to be an area of huge upheaval, but Osborne has now delayed plans to fiddle with the system. It’s more likely that lots of niche areas are targeted. [...]
Sophia Genetics’ co-founder Jurgi Camblong talks about how to build a global genetic medicine firm March 14, 2016 I was asked recently to present to a group of entrepreneurs about my experience. And I ended up saying to them ‘it’s just like Rocky – you take your chance, you focus and you go’. The mistake as an entrepreneur is thinking too much.” Jurgi Camblong co-founded data-driven medical startup Sophia Genetics in 2011. “I’m [...]
